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FundingPips Rules

Every trading rule for FundingPips, per program and stage - drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.

Proplysis is an independent comparison platform and may earn a commission from links on this page. Prop-firm rules and pricing change often - always confirm the latest terms directly with the firm before purchasing.

FundingPips' 2 Step Standard has a Static max drawdown of 10%, with a 5% daily loss limit and profit targets of 8% then 5% in evaluation. Minimum trading days are 3 days in evaluation, None on the Master Account; EAs are allowed.

Account size

Max drawdown
10%
Static
Daily loss
5%
Every stage
Profit target
8% → 5%
Phase 1, Phase 2
Min trading days
3 days in evaluation, None on the Master Account
Permissions
EAs allowed
Every stage

Headline rules for 2 Step Standard, 5K account, Phase 1 → Phase 2 → Master Account.Headline rules for 2 Step Standard, 10K account, Phase 1 → Phase 2 → Master Account.Headline rules for 2 Step Standard, 25K account, Phase 1 → Phase 2 → Master Account.Headline rules for 2 Step Standard, 50K account, Phase 1 → Phase 2 → Master Account.Headline rules for 2 Step Standard, 100K account, Phase 1 → Phase 2 → Master Account. Last updated 28 Oct 2026.

Programs at a glance

Select a program to see its stages and rules below.

2 Step Standard

Phase 1 → Phase 2 → Master Account

Showing the 5K account.Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.2 Step Standard lists no 200K figures, so this shows the 5K account.

  1. Phase 1

    Max drawdown

    10%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Daily loss limit

    5%

    A single day's loss is capped at 5% of the account.

    • Profit target8%
    • Min trading days3 days
  2. Phase 2

    Drawdown, daily loss and consistency are the same as Phase 1.

    • Profit target5%
    • Min trading days3 days
  3. Master Account

    Max drawdown

    10%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Max drawdown

    $500$1,000$2,500$5,000$10,000

    Daily loss limit

    5%

    daily loss 5% of higher of balance or equity

    A single day's loss is capped at 5% of the account.

    • Min trading daysNo minimum
  4. When eligible

    First payout

    Profit split

    60% flat

    You keep 60% of profits.

    • Max per requestNone
    • Cadenceevery 7 days since last payout
    • First payout timing7 days after first trade
    • Fee refundfee refunded with 4th payout · 100% refunded

Same at every stage

  • Min profitable daysNo minimum

Permissions

RulePhase 1Phase 2Master Account
Overnight holdingYesYesNo
News tradingYesYesRestricted5 min before and after high-impact news · soft breach
EAs / AlgosYesYesYes
ScalpingYesYesYes
Weekend holdingYesYesNo
Copy tradingNoNoNo

Every rule, line by line

This table keeps the firm’s figures for every account size.

Risk limitsPhase 1Phase 2Master Account
Max drawdown——$500 (5K) · $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K)
Targets & daysPhase 1Phase 2Master Account
Min trading days3 days3 days0 days
Min profitable days0 days0 days0 days
Payout gatesPhase 1Phase 2Master Account
Max per request——None ✓
Minimum withdrawal——$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross
Trading days minimum——0 days
Notes

Master AccountWeekly 60% base; Bi-Weekly 80% and On Demand 100% optional (see purchase_options). Daily loss 3% or 5%…

Read the firm’s wording

Weekly 60% base; Bi-Weekly 80% and On Demand 100% optional (see purchase_options). Daily loss 3% or 5% (purchase option; the 5% default is shown) of the higher of opening balance or equity, resets 00:00 Platform Time (UTC+3). Static 10% max loss. Minimum reward 1% of the Master Account size (gross, including FundingPips' split); Rise and Bank Transfer carry a $500 method minimum. The registration fee is refunded with the 4th reward on a 2 Step Standard Master Account.

PaymentPhase 1Phase 2Master Account
Methods——Card · instant to 5 working days
Methods——Crypto · 1-3 working days (USDT/USDC on ERC20 only)
Methods——Rise · Bank Transfer · 1-3 working days
Fee refund——fee refunded with 4th payout · 100% refunded
Purchase options

Master Accountchosen at purchase · split: 60%/80%/100% · cadence: rolling days, on demand · The split follows the reward…

Read the firm’s wording

chosen at purchase · split: 60%/80%/100% · cadence: rolling days, on demand · The split follows the reward cycle chosen on the Master Account: Weekly 60% (7 days after the first executed trade), Bi-Weekly 80% (every 14 calendar days) or On Demand 100%. Base fields reflect Weekly 60%. The help center and Compare page list all three; the product page lists only Bi-Weekly 80% and On Demand 100%. On Demand 100% needs a 35% consistency score (no single day over 35% of total profit), 7 profitable days of 0.5%+ of the starting size (both reset after each reward), and runs under the 1% Striking System.

Other rulesPhase 1Phase 2Master Account
Leverage

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master…

Read the firm’s wording

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master Account). Swing and Swap-Free accounts: Forex 1:30, Metals 1:5, Energies 1:5, Indices 1:5, Crypto 1:1. Temporary dynamic leverage on Master Accounts for Metals, Energies and Indices: 1:50 (0.00-0.05 lots) stepping down to 1:5 (0.50 lots and above), effective 16 March 2026.

Max capital allocation$400,000$400,000$400,000
Trading Commission

$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swing and Swap-Free accounts. No commission on Energies and Indices. Crypto commission = lot size x price x 0.04%.

3% Daily Loss Option: No Minimum Trading Days

Phase 1, Phase 2On the 3% daily-loss option there is no minimum number of trading days in either phase; the 5% option needs 3 per phase.

Expert Advisors (EAs)

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the…

Read the firm’s wording

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the evaluation or reward and closure of the account. Your own EA may fully automate trading with proof of ownership (source code, version history, development evidence or a live explanation; a compiled binary alone is not proof).

No VPN or VPSConnecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.
Copy Trading: Own Accounts Only

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to…

Read the firm’s wording

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to copy trades out to an external account, is allowed. Copying between different users' accounts and inbound copying (your FundingPips account as the slave of a signal provider or trade copier) are prohibited.

Striking System (On Demand)

Master AccountOn the On Demand cycle the account is under the Striking System at every account size: a warning is triggered…

Read the firm’s wording

On the On Demand cycle the account is under the Striking System at every account size: a warning is triggered when closed and floating loss on one trade idea reaches 1% of the Master Account size. 1st warning recorded, 2nd halves the reward split, 3rd drops it to 20%, 4th is an account breach; profit from warned trade ideas is deducted.

Swing Add-On for Master Holding

Master AccountMaster Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at…

Read the firm’s wording

Master Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at purchase. Without it, open trades are closed automatically each day (20:45-21:00 UTC in summer, 21:45-22:00 UTC in winter); the auto-close is not an account breach.

On Demand 100% Eligibility

Master AccountOn the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and…

Read the firm’s wording

On the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and at least 7 profitable days of 0.5% or more of the starting Master Account size are needed; both reset after each reward. The other reward cycles have no consistency rule.

2 Step Flex

Phase 1 → Phase 2 → Master Account

Showing the 5K account.Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.2 Step Flex lists no 200K figures, so this shows the 5K account.

  1. Phase 1

    Max drawdown

    12%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Daily loss limit

    4%

    A single day's loss is capped at 4% of the account.

    • Profit target10%
    • Min trading days1 day
  2. Phase 2

    Drawdown, daily loss and consistency are the same as Phase 1.

    • Profit target8%
    • Min trading days1 day
  3. Master Account

    Max drawdown

    12%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Max drawdown

    $600$1,200$3,000$6,000$12,000

    Daily loss limit

    4%

    daily loss 4% of higher of balance or equity

    A single day's loss is capped at 4% of the account.

    • Min trading daysNo minimum
  4. When eligible

    First payout

    Profit split

    80% flat

    You keep 80% of profits.

    • Max per requestNone
    • Cadenceevery 14 days since last payout
    • First payout timing14 days after first trade
    • Fee refundno fee refund

Same at every stage

  • Min profitable daysNo minimum

Permissions

RulePhase 1Phase 2Master Account
Overnight holdingYesYesNo
News tradingYesYesRestricted5 min before and after high-impact news · soft breach
EAs / AlgosYesYesYes
ScalpingYesYesYes
Weekend holdingYesYesNo
Copy tradingNoNoNo

Every rule, line by line

This table keeps the firm’s figures for every account size.

Risk limitsPhase 1Phase 2Master Account
Max drawdown——$600 (5K) · $1,200 (10K) · $3,000 (25K) · $6,000 (50K) · $12,000 (100K)
Targets & daysPhase 1Phase 2Master Account
Min trading days1 day1 day0 days
Min profitable days0 days0 days0 days
Payout gatesPhase 1Phase 2Master Account
Max per request——None ✓
Minimum withdrawal——$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross
Trading days minimum——0 days
Notes

Master AccountBi-Weekly 80% base; Bi-Weekly 95% and On Demand 100% optional (see purchase_options). Daily loss 4% of the…

Read the firm’s wording

Bi-Weekly 80% base; Bi-Weekly 95% and On Demand 100% optional (see purchase_options). Daily loss 4% of the higher of opening balance or equity, resets 00:00 Platform Time (UTC+3). Static 12% max loss. Minimum reward 1% of the Master Account size (gross, including FundingPips' split); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on 2 Step Flex.

PaymentPhase 1Phase 2Master Account
Methods——Card · instant to 5 working days
Methods——Crypto · 1-3 working days (USDT/USDC on ERC20 only)
Methods——Rise · Bank Transfer · 1-3 working days
Purchase options

Master Accountchosen at purchase · split: 80%/95%/100% · cadence: rolling days, on demand · Bi-Weekly split chosen at…

Read the firm’s wording

chosen at purchase · split: 80%/95%/100% · cadence: rolling days, on demand · Bi-Weekly split chosen at purchase and locked for the life of the account: 80% (every 14 calendar days, no other requirement) or 95% (also 3 profitable days of 0.5%+ of the starting size in the cycle); both cost the same. On Demand 100% is also offered. Base fields reflect Bi-Weekly 80%. There is no Consistency Score on either Bi-Weekly split. On Demand 100% needs a 35% consistency score (no single day over 35% of total profit), 7 profitable days of 0.5%+ of the starting size (both reset after each reward), and runs under the 1% Striking System.

Other rulesPhase 1Phase 2Master Account
Leverage

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master…

Read the firm’s wording

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master Account). Swing and Swap-Free accounts: Forex 1:30, Metals 1:5, Energies 1:5, Indices 1:5, Crypto 1:1. Temporary dynamic leverage on Master Accounts for Metals, Energies and Indices: 1:50 (0.00-0.05 lots) stepping down to 1:5 (0.50 lots and above), effective 16 March 2026.

Max capital allocation$400,000$400,000$400,000
Trading Commission

$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swing and Swap-Free accounts. No commission on Energies and Indices. Crypto commission = lot size x price x 0.04%.

Expert Advisors (EAs)

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the…

Read the firm’s wording

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the evaluation or reward and closure of the account. Your own EA may fully automate trading with proof of ownership (source code, version history, development evidence or a live explanation; a compiled binary alone is not proof).

No VPN or VPSConnecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.
Copy Trading: Own Accounts Only

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to…

Read the firm’s wording

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to copy trades out to an external account, is allowed. Copying between different users' accounts and inbound copying (your FundingPips account as the slave of a signal provider or trade copier) are prohibited.

Swing Add-On for Master Holding

Master AccountMaster Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at…

Read the firm’s wording

Master Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at purchase. Without it, open trades are closed automatically each day (20:45-21:00 UTC in summer, 21:45-22:00 UTC in winter); the auto-close is not an account breach.

On Demand 100% Eligibility

Master AccountOn the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and…

Read the firm’s wording

On the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and at least 7 profitable days of 0.5% or more of the starting Master Account size are needed; both reset after each reward. The other reward cycles have no consistency rule.

Striking System (On Demand)

Master AccountOn the On Demand cycle the account is under the Striking System at every account size: a warning is triggered…

Read the firm’s wording

On the On Demand cycle the account is under the Striking System at every account size: a warning is triggered when closed and floating loss on one trade idea reaches 1% of the Master Account size. 1st warning recorded, 2nd halves the reward split, 3rd drops it to 20%, 4th is an account breach; profit from warned trade ideas is deducted.

2 Step Pro

Phase 1 → Phase 2 → Master Account

Showing the 5K account.Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.

  1. Phase 1

    Max drawdown

    6%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Daily loss limit

    3%

    A single day's loss is capped at 3% of the account.

    • Profit target6%
    • Min trading daysNo minimum
  2. Phase 2

    Drawdown, daily loss and consistency are the same as Phase 1.

    • Profit target6%
    • Min trading daysNo minimum
  3. Master Account

    Max drawdown

    6%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Max drawdown

    $300$600$1,500$3,000$6,000$12,000

    Daily loss limit

    3%

    daily loss 3% of higher of balance or equity

    A single day's loss is capped at 3% of the account.

    • Min trading daysNo minimum
  4. When eligible

    First payout

    Profit split

    80% flat

    You keep 80% of profits.

    • Max per requestNone
    • Cadenceevery 7 days since last payout
    • First payout timing7 days after first trade
    • Fee refundno fee refund

Same at every stage

  • Min profitable daysNo minimum

Permissions

RulePhase 1Phase 2Master Account
Overnight holdingYesYesNo
News tradingYesYesRestricted5 min before and after high-impact news · soft breach
EAs / AlgosYesYesYes
ScalpingYesYesYes
Weekend holdingYesYesNo
Copy tradingNoNoNo

Every rule, line by line

This table keeps the firm’s figures for every account size.

Risk limitsPhase 1Phase 2Master Account
Max drawdown

Master Account$300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K)

Targets & daysPhase 1Phase 2Master Account
Min trading days0 days0 days0 days
Min profitable days0 days0 days0 days
Payout gatesPhase 1Phase 2Master Account
Max per request——None ✓
Minimum withdrawal

Master Account$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross

Trading days minimum——0 days
Notes

Master AccountWeekly 80% base; On Demand 100% optional (see purchase_options). Daily loss 3% of the higher of opening…

Read the firm’s wording

Weekly 80% base; On Demand 100% optional (see purchase_options). Daily loss 3% of the higher of opening balance or equity, resets 00:00 Platform Time (UTC+3). Static 6% max loss. Minimum reward 1% of the Master Account size (gross, including FundingPips' split); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on 2 Step Pro.

PaymentPhase 1Phase 2Master Account
Methods——Card · instant to 5 working days
Methods——Crypto · 1-3 working days (USDT/USDC on ERC20 only)
Methods——Rise · Bank Transfer · 1-3 working days
Purchase options

Master Accountchosen at purchase · split: 80%/100% · cadence: rolling days, on demand · The split follows the reward cycle…

Read the firm’s wording

chosen at purchase · split: 80%/100% · cadence: rolling days, on demand · The split follows the reward cycle chosen on the Master Account: Weekly 80% (every 7 calendar days after the first executed trade) or On Demand 100%. Base fields reflect Weekly 80%. On Demand 100% needs a 35% consistency score (no single day over 35% of total profit), 7 profitable days of 0.5%+ of the starting size (both reset after each reward), and runs under the 1% Striking System.

Other rulesPhase 1Phase 2Master Account
Leverage

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master…

Read the firm’s wording

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master Account). Swing and Swap-Free accounts: Forex 1:30, Metals 1:5, Energies 1:5, Indices 1:5, Crypto 1:1. Temporary dynamic leverage on Master Accounts for Metals, Energies and Indices: 1:50 (0.00-0.05 lots) stepping down to 1:5 (0.50 lots and above), effective 16 March 2026.

Max capital allocation$400,000$400,000$400,000
Account Reset Discount

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase…

Read the firm’s wording

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase 1 12% off, Phase 2 10% off, Master Account 7% off. The reset keeps the account size and platform; a reset Phase 2 or Master Account restarts from Phase 1.

Trading Commission

$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swing and Swap-Free accounts. No commission on Energies and Indices. Crypto commission = lot size x price x 0.04%.

Expert Advisors (EAs)

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the…

Read the firm’s wording

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the evaluation or reward and closure of the account. Your own EA may fully automate trading with proof of ownership (source code, version history, development evidence or a live explanation; a compiled binary alone is not proof).

No VPN or VPSConnecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.
Copy Trading: Own Accounts Only

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to…

Read the firm’s wording

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to copy trades out to an external account, is allowed. Copying between different users' accounts and inbound copying (your FundingPips account as the slave of a signal provider or trade copier) are prohibited.

Swing Add-On for Master Holding

Master AccountMaster Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at…

Read the firm’s wording

Master Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at purchase. Without it, open trades are closed automatically each day (20:45-21:00 UTC in summer, 21:45-22:00 UTC in winter); the auto-close is not an account breach.

On Demand 100% Eligibility

Master AccountOn the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and…

Read the firm’s wording

On the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and at least 7 profitable days of 0.5% or more of the starting Master Account size are needed; both reset after each reward. The other reward cycles have no consistency rule.

Striking System (On Demand)

Master AccountOn the On Demand cycle the account is under the Striking System at every account size: a warning is triggered…

Read the firm’s wording

On the On Demand cycle the account is under the Striking System at every account size: a warning is triggered when closed and floating loss on one trade idea reaches 1% of the Master Account size. 1st warning recorded, 2nd halves the reward split, 3rd drops it to 20%, 4th is an account breach; profit from warned trade ideas is deducted.

Zero

Master Account

Showing the 5K account.Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.

  1. Master Account

    Max drawdown

    5%

    Drawdown type Trailing Intraday

    The loss floor trails your highest balance and never moves back down.

    Max drawdown

    $250$500$1,250$2,500$5,000$10,000

    Daily loss limit

    3%

    daily loss 3% of higher of balance or equity

    A single day's loss is capped at 3% of the account.

    Consistency rule

    15%

    best day ≤ 15% of total

    • Min trading daysNo minimum
  2. When eligible

    First payout

    Profit split

    95% flat

    You keep 95% of profits.

    • Max per requestNone
    • Cadenceevery 14 days since last payout
    • First payout timing14 days after first trade
    • Buffer zoneFirst 3% profit is not reward-eligible (safety cushion)
    • Fee refundno fee refund

Same at every stage

  • Min profitable days7 days

Permissions

RuleMaster Account
Overnight holdingNo
News tradingRestricted10 min before and after high-impact news · soft breach
EAs / AlgosYes
ScalpingYes
Weekend holdingNo
Copy tradingNo

Every rule, line by line

This table keeps the firm’s figures for every account size.

Risk limitsMaster Account
Max drawdown

$250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K)

Targets & daysMaster Account
Consistency rule

Consistency Score = (biggest winning day / current total account profit) x 100%. Your single largest winning day must not exceed 15% of your total cumulative profit; checked at every reward request.

Min trading days0 days
Payout gatesMaster Account
Max per requestNone ✓
Minimum withdrawal

$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross

Winning days

7 winning days · $12.5 (5K) · $25 (10K) · $62.5 (25K) · $125 (50K) · $250 (100K) · $500 (200K)

Trading days minimum0 days
Notes

Fixed Bi-Weekly (14-day) 95% split; no evaluation (Master Account from day one). Trailing 5% max loss that…

Read the firm’s wording

Fixed Bi-Weekly (14-day) 95% split; no evaluation (Master Account from day one). Trailing 5% max loss that locks at breakeven once equity reaches +5% (never resets after a reward). 7 profitable days (>=0.25% of the Master size each) per rolling 30-day window. 15% consistency (biggest winning day <= 15% of total cumulative profit) at every reward. First 3% of profit is a non-withdrawable safety cushion. Additional reward gate: the largest single losing trade must not exceed the largest single winning trade. Daily loss 3% (higher of opening balance/equity), resets 00:00 Platform Time (UTC+3). Minimum reward 1% of the Master Account size (gross, including FundingPips' split); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Zero.

PaymentMaster Account
MethodsCard · instant to 5 working days
MethodsCrypto · 1-3 working days (USDT/USDC on ERC20 only)
MethodsRise · Bank Transfer · 1-3 working days
Other rulesMaster Account
Leverage

Standard account: Forex 1:50, Metals 1:10, Energies 1:10, Indices 1:10, Crypto 1:2. Swap-Free (MT5) accounts: Forex 1:30, Metals 1:10, Energies 1:10, Indices 1:5, Crypto 1:1.

Max capital allocation$400,000
Trading Commission

$7 per lot on Forex and Metals (standard Zero accounts); $10 per lot on Swap-Free (MT5) accounts. No commission on Energies and Indices. Crypto commission = lot size x price x 0.04%.

Zero Account Reset Discount

A breached Zero Master Account can be reset at a 20% discount, on all account sizes, within 7 calendar days (eligible after inactivity breaches).

Expert Advisors (EAs)

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the…

Read the firm’s wording

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the evaluation or reward and closure of the account. Your own EA may fully automate trading with proof of ownership (source code, version history, development evidence or a live explanation; a compiled binary alone is not proof).

No VPN or VPSConnecting to a VPN or VPS while accessing the trading account is not permitted.
Copy Trading: Own Accounts Only

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to…

Read the firm’s wording

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to copy trades out to an external account, is allowed. Copying between different users' accounts and inbound copying (your FundingPips account as the slave of a signal provider or trade copier) are prohibited.

Prime

Prime Account
  1. Prime Account

    Max drawdown

    8%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Daily loss limit

    3%

    daily loss 3% of higher of balance or equity

    A single day's loss is capped at 3% of the account.

    • Min trading daysNo minimum
  2. When eligible

    First payout

    Profit split

    80% flat

    You keep 80% of profits.

    • Max per requestNone
    • Cadencerequest any day

Same at every stage

  • Min profitable daysNo minimum

Permissions

RulePrime Account
Overnight holdingYes
News tradingYes
Weekend holdingYes

Not stated: EAs / Algos, Scalping, Copy trading.

Every rule, line by line

This table keeps the firm’s figures for every account size.

Targets & daysPrime Account
Min trading days0 days
Min profitable days0 days
Payout gatesPrime Account
Max per requestNone ✓
Trading days minimum0 days
Notes

80% daily split, requestable any number of times a day whenever closed profit meets the 1% minimum of the…

Read the firm’s wording

80% daily split, requestable any number of times a day whenever closed profit meets the 1% minimum of the (scaled) Prime Account size, including the split; a 20% split deduction applies at the end of the day to any unrequested profit. Static 8% max loss below the starting balance: it does not trail, a reward never lowers it, and it is recalculated only after a scale-up; a breach closes the account. Daily loss 3% is a SOFT limit (pauses the day, not a breach); resets 00:00 Platform Time (UTC+3). Sizes are dynamic (profit after the reward split x a flat 12.5), $2M maximum - see object2_rules. Monthly Volume Reward up to $20K on traded lots (object2_rules). Rise and Bank Transfer carry a $500 method minimum.

PaymentPrime Account
MethodsCard · instant to 5 working days
MethodsCrypto · 1-3 working days (USDT/USDC on ERC20 only)
MethodsRise · Bank Transfer · 1-3 working days
Other rulesPrime Account
LeverageUp to 1:2000 (tiered by position size; steps down to 1:5)
Max capital allocation$400,000
Prime Trading Commission

Flat $10 per lot on every instrument except Crypto (same whichever model Prime unlocked from). Crypto commission = lot size x price x 0.04%.

Prime Entry: By Invitation Only

Prime is reached only by a FundingPips invite, based on trading performance; it can no longer be unlocked on…

Read the firm’s wording

Prime is reached only by a FundingPips invite, based on trading performance; it can no longer be unlocked on request. Trading opens after a separate KYC and the Prime Account Agreement (onboarding up to 7 working days), and every Evaluation and Master Account closes when the Prime Account opens.

Prime Breach Cooldown

Once the last Prime Account is breached, a 21-day cooldown starts; after it you can start again from an Evaluation.

1 Step Flex

Phase 1 → Master Account

Showing the 5K account.Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.1 Step Flex lists no 200K figures, so this shows the 5K account.

  1. Evaluation

    Phase 1

    Max drawdown

    12%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Daily loss limit

    3%

    A single day's loss is capped at 3% of the account.

    • Profit target12%
    • Min trading daysNo minimum
  2. Master Account

    Max drawdown

    12%

    Drawdown type Static

    The loss floor is fixed at the starting level and does not move.

    Max drawdown

    $600$1,200$3,000$6,000$12,000

    Daily loss limit

    3%

    daily loss 3% of higher of balance or equity

    A single day's loss is capped at 3% of the account.

    • Min trading daysNo minimum
  3. When eligible

    First payout

    Profit split

    80% flat

    You keep 80% of profits.

    • Max per requestNone
    • Cadenceevery 14 days since last payout
    • First payout timing14 days after first trade
    • Fee refundno fee refund

Same at every stage

  • Min profitable daysNo minimum

Permissions

RuleEvaluationPhase 1Master Account
Overnight holdingYesNo
News tradingYesRestricted5 min before and after high-impact news · soft breach
EAs / AlgosYesYes
ScalpingYesYes
Weekend holdingYesNo
Copy tradingNoNo

Every rule, line by line

This table keeps the firm’s figures for every account size.

Risk limitsEvaluationPhase 1Master Account
Max drawdown—$600 (5K) · $1,200 (10K) · $3,000 (25K) · $6,000 (50K) · $12,000 (100K)
Targets & daysEvaluationPhase 1Master Account
Min trading days0 days0 days
Min profitable days0 days0 days
Payout gatesEvaluationPhase 1Master Account
Max per request—None ✓
Minimum withdrawal—$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross
Trading days minimum—0 days
Notes

Master AccountBi-Weekly 80% base; On Demand 100% optional (see purchase_options). Daily loss 2% or 3% (purchase option; the…

Read the firm’s wording

Bi-Weekly 80% base; On Demand 100% optional (see purchase_options). Daily loss 2% or 3% (purchase option; the 3% default is shown) of the higher of opening balance or equity, resets 00:00 Platform Time (UTC+3). Static 12% max loss. Minimum reward 1% of the Master Account size (gross, including FundingPips' split); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on 1 Step Flex.

PaymentEvaluationPhase 1Master Account
Methods—Card · instant to 5 working days
Methods—Crypto · 1-3 working days (USDT/USDC on ERC20 only)
Methods—Rise · Bank Transfer · 1-3 working days
Purchase options

Master Accountchosen at purchase · split: 80%/100% · cadence: rolling days, on demand · The split follows the reward cycle…

Read the firm’s wording

chosen at purchase · split: 80%/100% · cadence: rolling days, on demand · The split follows the reward cycle chosen on the Master Account: Bi-Weekly 80% (every 14 calendar days after the first executed trade) or On Demand 100%. Base fields reflect Bi-Weekly 80%. On Demand 100% needs a 35% consistency score (no single day over 35% of total profit), 7 profitable days of 0.5%+ of the starting size (both reset after each reward), and runs under the 1% Striking System.

Other rulesEvaluationPhase 1Master Account
Leverage

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master…

Read the firm’s wording

Standard account: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2 (Crypto 1:1 on the Master Account). Swing and Swap-Free accounts: Forex 1:30, Metals 1:5, Energies 1:5, Indices 1:5, Crypto 1:1. Temporary dynamic leverage on Master Accounts for Metals, Energies and Indices: 1:50 (0.00-0.05 lots) stepping down to 1:5 (0.50 lots and above), effective 16 March 2026.

Max capital allocation$400,000$400,000
Trading Commission

$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swing and Swap-Free accounts. No commission on Energies and Indices. Crypto commission = lot size x price x 0.04%.

Swap-Free Add-On

A Swap-Free add-on is available at purchase; it removes overnight swap charges on Forex and Metals only…

Read the firm’s wording

A Swap-Free add-on is available at purchase; it removes overnight swap charges on Forex and Metals only (Energies, Indices and Crypto still incur swap), and Swap-Free accounts pay $10 per lot instead of $5.

Expert Advisors (EAs)

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the…

Read the firm’s wording

Third-party EAs are permitted only as a trade or risk manager; any other use leads to denial of the evaluation or reward and closure of the account. Your own EA may fully automate trading with proof of ownership (source code, version history, development evidence or a live explanation; a compiled binary alone is not proof).

No VPN or VPSConnecting to a VPN or VPS while accessing the trading account is not permitted.Connecting to a VPN or VPS while accessing the trading account is not permitted.
Copy Trading: Own Accounts Only

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to…

Read the firm’s wording

Copying trades between your own FundingPips accounts, and using your FundingPips account as the master to copy trades out to an external account, is allowed. Copying between different users' accounts and inbound copying (your FundingPips account as the slave of a signal provider or trade copier) are prohibited.

Swing Add-On for Master Holding

Master AccountMaster Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at…

Read the firm’s wording

Master Accounts cannot hold trades overnight or over the weekend unless the Swing add-on (+10%) was bought at purchase. Without it, open trades are closed automatically each day (20:45-21:00 UTC in summer, 21:45-22:00 UTC in winter); the auto-close is not an account breach.

On Demand 100% Eligibility

Master AccountOn the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and…

Read the firm’s wording

On the On Demand 100% reward cycle, no single trading day can account for more than 35% of total profit, and at least 7 profitable days of 0.5% or more of the starting Master Account size are needed; both reset after each reward. The other reward cycles have no consistency rule.

Striking System (On Demand)

Master AccountOn the On Demand cycle the account is under the Striking System at every account size: a warning is triggered…

Read the firm’s wording

On the On Demand cycle the account is under the Striking System at every account size: a warning is triggered when closed and floating loss on one trade idea reaches 1% of the Master Account size. 1st warning recorded, 2nd halves the reward split, 3rd drops it to 20%, 4th is an account breach; profit from warned trade ideas is deducted.

Exotic & Special Rules

Payout

Cycle-Based Payout Split

Neutral1 Step Flex

What it means

The split is chosen by reward cycle: Bi-Weekly (every 14 calendar days) 80%, or On Demand 100% with eligibility conditions.

Source ↗

Prime Account (by invitation)

PerkAll programs

What it means

FundingPips invites Master Account traders to a Prime Account based on trading performance; Prime can no longer be unlocked on request.

Read the firm’s wording

FundingPips invites Master Account traders to a Prime Account based on trading performance; Prime can no longer be unlocked on request. The profit after the reward split x a flat 12.5 sets the Prime size. Prime pays 80% daily and scales +10% per level to a $2M maximum, then Certified FundingPips Trader status with a 20% profit share on investor capital.

Source ↗

Cycle-Based Payout Split

Neutral2 Step Standard

What it means

The split is chosen by reward cycle: Weekly 60%, Bi-Weekly 80%, or On Demand 100% with eligibility conditions.

Read the firm’s wording

The split is chosen by reward cycle: Weekly 60%, Bi-Weekly 80%, or On Demand 100% with eligibility conditions. The help center and Compare page list all three; the 2 Step Standard product page lists only Bi-Weekly 80% and On Demand 100%.

Source ↗

Flex Split Choice (80% or 95%)

Perk2 Step Flex

What it means

At purchase you choose a Bi-Weekly 80% split (1 minimum trading day per phase) or a Bi-Weekly 95% split (3 profitable days of at least 0.5% of the starting size in each phase and in each reward cycle).

Read the firm’s wording

At purchase you choose a Bi-Weekly 80% split (1 minimum trading day per phase) or a Bi-Weekly 95% split (3 profitable days of at least 0.5% of the starting size in each phase and in each reward cycle). The choice is locked for the life of the account and both cost the same. On Demand 100% is also offered, with its own eligibility conditions.

Source ↗

Weekly 80% / On Demand 100%

Neutral2 Step Pro

What it means

The split is chosen by reward cycle: Weekly 80% (every 7 calendar days after the first executed trade on the Master Account), or On Demand 100% with eligibility conditions.

Source ↗

Biggest Loss <= Biggest Win

RestrictionZero

What it means

A reward can only be requested if your largest single losing trade does not exceed your largest single winning trade.

Source ↗

Prime Scaling Plan

PerkPrime

What it means

Every scale-up adds +10% to the account size, up to a $2M maximum.

Read the firm’s wording

Every scale-up adds +10% to the account size, up to a $2M maximum. Scale-ups 1-4 need +5% total profit on the level's starting size; from the 5th, +10%. Profitable days (each closing at 1% or more of the account size): none for the 1st, 2 for the 2nd and 3rd, 4 for the 4th, 10 from the 5th onward. At Level 10 or $2M you become a Certified FundingPips Trader, listed on the Tradin Investor Marketplace with a 20% profit share on investor capital.

Source ↗

Prime Monthly Volume Reward

PerkPrime

What it means

On top of daily rewards, Prime traders earn a monthly reward for total traded volume across all their Prime Accounts: the highest milestone reached in the calendar month, from $500 at 100-249 lots up to $20K at 6,675+ lots.

Read the firm’s wording

On top of daily rewards, Prime traders earn a monthly reward for total traded volume across all their Prime Accounts: the highest milestone reached in the calendar month, from $500 at 100-249 lots up to $20K at 6,675+ lots. Milestones are not added together and only active-account volume counts.

Source ↗

Risk

Trailing Loss Locks at Breakeven

NeutralZero

What it means

The 5% Max Trailing Loss trails your highest recorded equity and never moves down; once equity reaches 5% above the starting account size, the floor stops trailing and locks permanently at the starting account size.

Source ↗

Max Open Risk Limit (1%)

RestrictionZero

What it means

Combined floating PnL across all open positions cannot exceed -1% of the starting account size at any moment; touching it is a hard breach even if no trade is closed.

Read the firm’s wording

Combined floating PnL across all open positions cannot exceed -1% of the starting account size at any moment; touching it is a hard breach even if no trade is closed. Only losing positions count (a profitable trade cannot offset a losing one).

Source ↗

Risk Per Trade Idea (3% / 2%)

RestrictionZero

What it means

Max loss on a single trade idea (all correlated positions combined, realized + unrealized): 3% of the Master Account size below $50K, 2% at $50K and above.

Read the firm’s wording

Max loss on a single trade idea (all correlated positions combined, realized + unrealized): 3% of the Master Account size below $50K, 2% at $50K and above. Positions on the same pair, and any reopened in the same direction within 10 minutes of closing a loser, are treated as one trade idea.

Source ↗

Prime Soft Daily Loss Limit

PerkPrime

What it means

Hitting the 3% daily loss (higher of balance or equity at the start of the day) only pauses trading for the rest of the day; open positions stay as they are and the account resumes the next trading day.

Read the firm’s wording

Hitting the 3% daily loss (higher of balance or equity at the start of the day) only pauses trading for the rest of the day; open positions stay as they are and the account resumes the next trading day. It is not an account breach.

Source ↗

Conduct

Account Reset Discount

Perk1 Step Flex

What it means

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Evaluation 12% off, Master Account 7% off.

Read the firm’s wording

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Evaluation 12% off, Master Account 7% off. The reset keeps the account size and platform; a reset Master Account restarts from Phase 1.

Source ↗

Account Reset Discount

Perk2 Step Standard

What it means

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase 1 12% off, Phase 2 10% off, Master Account 7% off.

Read the firm’s wording

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase 1 12% off, Phase 2 10% off, Master Account 7% off. The reset keeps the account size and platform; a reset Phase 2 or Master Account restarts from Phase 1. Existing accounts with the old 10% Phase 1 target reset as 2 Step Flex.

Source ↗

Account Reset Discount

Perk2 Step Flex

What it means

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase 1 12% off, Phase 2 10% off, Master Account 7% off.

Read the firm’s wording

A breached account (including an inactivity breach) can be reset within 7 calendar days of the breach: Phase 1 12% off, Phase 2 10% off, Master Account 7% off. The reset keeps the account size and platform; a reset Phase 2 or Master Account restarts from Phase 1.

Source ↗

Other

Dynamic Prime Account Sizing

NeutralPrime

What it means

Prime size = the Master Account profit after the reward split x a flat 12.5 multiplier (the same for every model).

Read the firm’s wording

Prime size = the Master Account profit after the reward split x a flat 12.5 multiplier (the same for every model). Example: an $8K amount after the split opens a $100K Prime. No fixed purchasable sizes.

Source ↗

Restricted Countries

Whether FundingPips restricts residents of certain countries from signing up for a challenge - this is about who the firm will onboard, not where you may trade from or receive payouts.

Restricted countries listedThis firm names countries whose residents it will not onboard.

3 countries are listed as restricted. Confirm your eligibility with FundingPips before you buy.

View all restricted countries
  • Iran
  • United Arab Emirates
  • Vietnam
Read the firm’s wording

“FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates (UAE). You must also be at least 18 years old to register.”

Source · Verified 10 Sep 2026

Frequently asked

What is FundingPips' drawdown type?

Static (2 Step Standard, 2 Step Flex, 2 Step Pro, Prime, 1 Step Flex) and Trailing Intraday (Zero)

What is FundingPips' daily loss limit?

5% (2 Step Standard), 4% (2 Step Flex) and 3% (2 Step Pro, Zero, Prime, 1 Step Flex)

Does FundingPips allow news trading?

Restricted: 5 min before and after high-impact news · soft breach (2 Step Standard, 2 Step Flex, 2 Step Pro, 1 Step Flex), Restricted: 10 min before and after high-impact news · soft breach (Zero) and Yes (Prime)

Does FundingPips allow weekend holding?

No (2 Step Standard, 2 Step Flex, 2 Step Pro, Zero, 1 Step Flex) and Yes (Prime)

What is FundingPips' minimum trading days requirement?

3 days (2 Step Standard), 1 day (2 Step Flex) and 0 days (2 Step Pro, 1 Step Flex)

Does FundingPips restrict traders from certain countries?

This firm names countries whose residents it will not onboard. In FundingPips' own words: "FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates (UAE). You must also be at least 18 years old to register."

A dash (—) means Proplysis does not hold verified data for that field - not that the rule is absent. Rules change; always confirm on FundingPips' official site before trading.