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FundingPips Rules

Every trading rule for FundingPips, per program and stage — drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.

2 Step Standard

Payout PolicyEvaluationFunded
Profit split60% flat
Max per requestNone
Minimum withdrawal$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross
Cadenceevery 7 days since last payout
First payout timingfirst payout 7 days after first trade
Trading days minimum0 trading days minimum
Drawdown floors$500 (5K) · $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K)
Daily loss limitdaily loss 5% of equity
MethodWire · bank · 1-3 business days
Purchase optionschosen at purchase · split: 60%/80%/90%/100% · cadence: rolling days, on demand · Split is chosen per reward request by cadence (not at checkout): Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%. Base fields reflect the lowest-split Weekly option. On-Demand 90% additionally requires a 35% consistency score (no single day > 35% of total profit) and a minimum reward of 2% of account size; the other cadences require a 1% minimum. Cadence anchors to the trader's own first-trade weekday (not a fixed company weekday).
NotesDaily loss = 5% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 10% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No fixed funded consistency rule; eval-only Profit Concentration Policy applies. 4th-reward registration-fee refund applies on 2 Step Standard (object2_rules fee_refund_policy).
Trading RulesEvaluationFunded
Profit target — Phase 110%
Profit target — Phase 25%
Max loss10%10%
Drawdown typeStaticStatic
Daily loss limit5%5%
Consistency ruleNo fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.
Min trading days3 days0 days
Min profitable days0 days0 days
PermissionsEvaluationFunded
Overnight holdingYesYes
News tradingYesNo
EAs / AlgosYesYes
ScalpingYesYes
Weekend holdingNoNo
Copy tradingNoNo
ExtraEvaluationFunded
Leverage1:1001:100
Max capital allocation$400,000$400,000
Striking System (Master > $25K)A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below).A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below).
Trading Commission$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.

1 Step

Payout PolicyEvaluationFunded
Profit split80% flat
Minimum withdrawal$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K)
Cadenceevery 7 days since last payout
First payout timingfirst payout 7 days after first trade
Trading days minimum0 trading days minimum
Drawdown floors$300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K)
Daily loss limitdaily loss 3% of equity
Notessplit.model=flat pct=80 is the bi-weekly default; actual structure is cycle-tiered 60/80/90/100% (see the Cycle-Based Payout Split special rule). The old 35% funded consistency no longer applies as a daily rule — it was replaced by the eval-only Profit Concentration Policy — so consistency is left null here. daily_loss.basis=equity means the limit is the higher of daily opening balance or equity; resets 00:00 Platform Time (UTC+3). Method minimums apply on top of the 1% figure (Rise and Bank Transfer $500).
Payout methodsWire, Visa, Mastercard, Crypto, Rise
Trading RulesEvaluationFunded
Profit target10%
Max loss6%6%
Drawdown typeStaticStatic
Daily loss limit3%3%
Consistency ruleNo fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account.No fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account.
Min trading days3 days0 days
Min profitable days0 days0 days
PermissionsEvaluationFunded
Overnight holdingYesYes
News tradingYesNo
EAs / AlgosYesYes
ScalpingYesYes
Weekend holdingNoNo
Copy tradingNoNo
ExtraEvaluationFunded
Leverage1:301:30
Max capital allocation$400,000$400,000
Trading Commission$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.
Swap-Free Add-OnA swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5.A swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5.

2 Step Flex

Payout PolicyEvaluationFunded
Profit split85% flat
Max per requestNone
Minimum withdrawal$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross
Cadenceevery 14 days since last payout
First payout timingfirst payout 14 days after first trade
Trading days minimum0 trading days minimum
Drawdown floors$600 (5K) · $1,200 (10K) · $3,000 (25K) · $6,000 (50K) · $12,000 (100K)
Daily loss limitdaily loss 4% of equity
MethodWire · bank · 1-3 business days
Purchase optionschosen at purchase · split: 85%/95% · cadence: rolling days · Split is chosen AT PURCHASE and locked for the life of the account: 85% (pass each phase on its target, no minimum trading days) or 95% (requires 3 profitable days of >=0.5% each per cycle). Both cost the same. Base fields reflect the safer 85% option. Bi-Weekly (14-day) reward cycle only.
NotesDaily loss = 4% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 12% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Flex.
Trading RulesEvaluationFunded
Profit target — Phase 110%
Profit target — Phase 26%
Max loss12%12%
Drawdown typeStaticStatic
Daily loss limit4%4%
Consistency ruleNo fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.
Min trading days0 days0 days
Min profitable days0 days0 days
PermissionsEvaluationFunded
Overnight holdingYesYes
News tradingYesNo
EAs / AlgosYesYes
ScalpingYesYes
Weekend holdingNoNo
Copy tradingNoNo
ExtraEvaluationFunded
Leverage1:1001:100
Max capital allocation$400,000$400,000
Trading Commission$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.

2 Step Pro

Payout PolicyEvaluationFunded
Profit split80% flat
Max per requestNone
Minimum withdrawal$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross
Cadenceevery 7 days since last payout
First payout timingfirst payout 7 days after first trade
Trading days minimum0 trading days minimum
Drawdown floors$300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K)
Daily loss limitdaily loss 3% of equity
MethodWire · bank · 1-3 business days
NotesFlat 80% split on a fixed Weekly (7-day) cycle (the daily-payout option is no longer offered — single cadence, so no purchase_options). Daily loss = 3% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 6% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. An eval-only Profit Concentration Policy may impose 4 minimum profitable days on the Master (object2_rules). No 4th-reward fee refund on Pro.
Trading RulesEvaluationFunded
Profit target6%
Max loss6%6%
Drawdown typeStaticStatic
Daily loss limit3%3%
Consistency ruleNo fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account.
Min trading days1 day0 days
Min profitable days0 days0 days
PermissionsEvaluationFunded
Overnight holdingYesYes
News tradingYesNo
EAs / AlgosYesYes
ScalpingYesYes
Weekend holdingNoNo
Copy tradingNoNo
ExtraEvaluationFunded
Leverage1:1001:100
Max capital allocation$400,000$400,000
Evaluation Reset DiscountA breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.
Trading Commission$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.$5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.

Zero

Payout PolicyFunded
Profit split95% flat
Max per requestNone
Minimum withdrawal$50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross
Cadenceevery 14 days since last payout
First payout timingfirst payout 14 days after first trade
Buffer zoneFirst $3% profit is not reward-eligible (safety cushion)
Winning days7 winning days · $12.5 (5K) · $25 (10K) · $62.5 (25K) · $125 (50K) · $250 (100K) · $500 (200K)
Consistency rulebest day ≤ 15% of total
Trading days minimum0 trading days minimum
Drawdown floors$250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K)
Daily loss limitdaily loss 3% of equity
MethodWire · bank · 1-3 business days
NotesFixed Bi-Weekly (14-day) 95% split; no evaluation (Master Account from day one). Trailing 5% max loss that locks at breakeven once equity reaches +5% (never resets after a reward). 7 profitable days (>=0.25% of the Master size each) per rolling 30-day window. 15% consistency (biggest winning day <= 15% of total cumulative profit) at every reward. First 3% of profit is a non-withdrawable safety cushion. Additional reward gate: the biggest losing day must not exceed the biggest winning day. Daily loss 3% (higher of opening balance/equity), resets 00:00 Platform Time (UTC+3). Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Zero.
Trading RulesFunded
Max loss5%
Drawdown typeTrailing Intraday
Daily loss limit3%
Consistency ruleConsistency Score = (biggest winning day / current total account profit) x 100%. Your single largest winning day must not exceed 15% of your total cumulative profit; checked at every reward request.
Min trading days0 days
Min profitable days7 days
PermissionsFunded
Overnight holdingYes
News tradingNo
EAs / AlgosYes
ScalpingYes
Weekend holdingNo
Copy tradingNo
ExtraFunded
Leverage1:50
Max capital allocation$400,000
Trading Commission$7 per lot standard on Zero; $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%.

Prime

Payout PolicyFunded
Profit split80% flat
Max per requestNone
Cadenceon demand — any day, no waiting period
Trading days minimum0 trading days minimum
Daily loss limitdaily loss 2% of equity
MethodWire · bank · 1-3 business days
Notes80% daily on-demand split, requestable any number of times whenever closed profit meets the 1% minimum of the (dynamic) Prime size (an end-of-day 20% split applies once to any unrequested profit). Trailing 8% max loss: floor starts 8% below the starting balance, trails the highest end-of-day balance, and locks at 97% of the starting Prime size once an end-of-day close reaches +5%; a breach closes the account and the floor only resets on a scale-up. Daily loss 2% is a SOFT limit (pauses the day, not a breach); resets 00:00 Platform Time (UTC+3). Sizes are dynamic ((profit after 3rd reward x reward-cycle split) x flat 12.5), $2M maximum — see object2_rules. Minimum reward 1% of the Prime size (gross); Rise and Bank Transfer carry a $500 method minimum.
Trading RulesFunded
Max loss8%
Drawdown typeTrailing Intraday
Daily loss limit2%
Min trading days0 days
Min profitable days0 days
Min funded trading days0 days
PermissionsFunded
Overnight holdingYes
ExtraFunded
LeverageUp to 1:2000 (tiered by position size; steps down to 1:5)
Max capital allocation$400,000
Prime Unlock RequirementAny time after the 3rd reward request, Prime can be unlocked (optional) once profit reaches at least 2% of the Master Account size; up to 10% of that size counts toward the Prime, after the reward-cycle split. FundingPips may also extend an invite. Unlocking requires its own KYC and Prime Account Agreement; onboarding takes up to 7 working days and the Master Account closes when Prime opens.
Prime Trading CommissionFlat $10 per lot on every instrument except Crypto (same whichever model Prime unlocked from). Crypto commission = lot size x price x 0.04%.

Exotic & Special Rules

Payout

Cycle-Based Payout SplitNeutral1 Step

The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.

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Prime Scaling PathPerkAll programs

After the 3rd reward on a Master Account, unlock a Prime Account (or by invite): (profit after the 3rd reward x reward-cycle split) x a flat 12.5 = the Prime size. Prime pays 80% daily and scales +10% per level (10% profit + 10 profitable days) to a $2M maximum, then Certified FundingPips Trader status with a 20% profit share on investor capital.

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Cycle-Based Payout SplitNeutral2 Step Standard

The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.

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Flex Split Choice (85% or 95%)Perk2 Step Flex

At purchase you choose how you earn rewards, locked for the life of the account: an 85% split (pass each phase on its profit target, no minimum trading days) or a 95% split (requires 3 profitable days of >=0.5% each). Both cost the same. Rewards are bi-weekly with a 1% minimum.

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Weekly 80% SplitNeutral2 Step Pro

2 Step Pro funded accounts pay out at a flat 80% on a weekly cycle, available from the first trade on the Master Account.

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Biggest Loss <= Biggest WinRestrictionZero

A reward can only be requested if your largest single losing day does not exceed your largest single winning day.

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Prime Scaling PlanPerkPrime

Each scale-up needs +10% cumulative profit on the level's starting size and 10 profitable days (>=0.5% each, not consecutive); the account then grows +10% per level up to a $2M maximum. At Level 10 or $2M you reach Certified FundingPips Trader, listed on the Tradin Investor Marketplace with a 20% profit share on investor capital.

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Risk

Profit Concentration PolicyRestrictionAll programs

During evaluation only, if more than 60% of the profit target is achieved in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account.

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Weekend Holding Temporarily SuspendedRestrictionAll programs

Effective 29 Jan 2026, weekend holds are temporarily not allowed on Master Accounts across the four standard models; open trades auto-close at Friday market close. On 1 Step, 2 Step Standard, 2 Step Flex, and 2 Step Pro this is not a hard breach (Zero remains a hard breach).

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Max Risk Per Trade Idea (Master)Restriction2 Step Flex

On the Flex Master Account, the max risk per trade idea is: accounts below $25K no restriction; at $25K 3%; above $25K 2%.

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Trailing Loss Locks at BreakevenNeutralZero

The 5% Max Trailing Loss trails your highest recorded equity and never moves down; once equity reaches 5% above the starting account size, the floor stops trailing and locks permanently at the starting account size.

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Max Open Risk Limit (1%)RestrictionZero

Combined floating PnL across all open positions cannot exceed -1% of the starting account size at any moment; touching it is a hard breach even if no trade is closed. Only losing positions count (a profitable trade cannot offset a losing one).

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Risk Per Trade Idea (3% / 2%)RestrictionZero

Max loss on a single trade idea (all correlated positions combined, realized + unrealized): 3% of the Master Account size below $50K, 2% at $50K and above. Positions on the same pair, and any reopened in the same direction within 10 minutes of closing a loser, are treated as one trade idea.

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Prime Trailing 8% Max LossNeutralPrime

The floor starts 8% below the starting balance, trails up with the highest end-of-day balance, and locks permanently at 97% of the starting Prime size once an end-of-day close reaches 5% above start. A breach closes the account; the floor only recalculates on the next scale-up (never on a reward).

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Prime Soft Daily Loss LimitPerkPrime

Hitting the 2% daily loss (higher of opening balance or equity) only pauses trading for the rest of the day and the account resumes next trading day — it is not an account breach.

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Conduct

Evaluation Reset DiscountPerk1 Step

A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). Not available for Zero or a breached Master Account.

Phase 1 Target Add-OnPerk2 Step Standard

Phase 1 profit target is 10% by default; an 8% Phase 1 target (a lower, easier target) is available as a paid add-on that raises the price.

Evaluation Reset DiscountPerk2 Step Standard

A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.

Evaluation Reset DiscountPerk2 Step Flex

A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.

Other

Dynamic Prime Account SizingNeutralPrime

Prime size = (total profit after the 3rd reward x the reward-cycle split) x a flat 12.5 multiplier (the same for every model). Example: an $8K amount after the split opens a $100K Prime. No fixed purchasable sizes.

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Frequently asked

What is FundingPips's drawdown type?

Static

What is FundingPips's daily loss limit?

5%

Does FundingPips allow news trading?

No

Does FundingPips allow weekend holding?

No

What is FundingPips's minimum trading days requirement?

0 days

A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Rules change; always confirm on FundingPips’s official site before trading.