FundingPips Rules
Every trading rule for FundingPips, per program and stage — drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.
2 Step Standard
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 60% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | first payout 7 days after first trade |
| Trading days minimum | — | 0 trading days minimum |
| Drawdown floors | — | $500 (5K) · $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) |
| Daily loss limit | — | daily loss 5% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Purchase options | — | chosen at purchase · split: 60%/80%/90%/100% · cadence: rolling days, on demand · Split is chosen per reward request by cadence (not at checkout): Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%. Base fields reflect the lowest-split Weekly option. On-Demand 90% additionally requires a 35% consistency score (no single day > 35% of total profit) and a minimum reward of 2% of account size; the other cadences require a 1% minimum. Cadence anchors to the trader's own first-trade weekday (not a fixed company weekday). |
| Notes | — | Daily loss = 5% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 10% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No fixed funded consistency rule; eval-only Profit Concentration Policy applies. 4th-reward registration-fee refund applies on 2 Step Standard (object2_rules fee_refund_policy). |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 10% | — |
| Profit target — Phase 2 | 5% | — |
| Max loss | 10% | 10% |
| Drawdown type | Static | Static |
| Daily loss limit | 5% | 5% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 3 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Striking System (Master > $25K) | A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below). | A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below). |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
1 Step
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | first payout 7 days after first trade |
| Trading days minimum | — | 0 trading days minimum |
| Drawdown floors | — | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) |
| Daily loss limit | — | daily loss 3% of equity |
| Notes | — | split.model=flat pct=80 is the bi-weekly default; actual structure is cycle-tiered 60/80/90/100% (see the Cycle-Based Payout Split special rule). The old 35% funded consistency no longer applies as a daily rule — it was replaced by the eval-only Profit Concentration Policy — so consistency is left null here. daily_loss.basis=equity means the limit is the higher of daily opening balance or equity; resets 00:00 Platform Time (UTC+3). Method minimums apply on top of the 1% figure (Rise and Bank Transfer $500). |
| Payout methods | — | Wire, Visa, Mastercard, Crypto, Rise |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 10% | — |
| Max loss | 6% | 6% |
| Drawdown type | Static | Static |
| Daily loss limit | 3% | 3% |
| Consistency rule | No fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account. | No fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account. |
| Min trading days | 3 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Leverage | 1:30 | 1:30 |
| Max capital allocation | $400,000 | $400,000 |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
| Swap-Free Add-On | A swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5. | A swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5. |
2 Step Flex
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 85% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | first payout 14 days after first trade |
| Trading days minimum | — | 0 trading days minimum |
| Drawdown floors | — | $600 (5K) · $1,200 (10K) · $3,000 (25K) · $6,000 (50K) · $12,000 (100K) |
| Daily loss limit | — | daily loss 4% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Purchase options | — | chosen at purchase · split: 85%/95% · cadence: rolling days · Split is chosen AT PURCHASE and locked for the life of the account: 85% (pass each phase on its target, no minimum trading days) or 95% (requires 3 profitable days of >=0.5% each per cycle). Both cost the same. Base fields reflect the safer 85% option. Bi-Weekly (14-day) reward cycle only. |
| Notes | — | Daily loss = 4% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 12% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Flex. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 10% | — |
| Profit target — Phase 2 | 6% | — |
| Max loss | 12% | 12% |
| Drawdown type | Static | Static |
| Daily loss limit | 4% | 4% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 0 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
2 Step Pro
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | first payout 7 days after first trade |
| Trading days minimum | — | 0 trading days minimum |
| Drawdown floors | — | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K) |
| Daily loss limit | — | daily loss 3% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Notes | — | Flat 80% split on a fixed Weekly (7-day) cycle (the daily-payout option is no longer offered — single cadence, so no purchase_options). Daily loss = 3% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 6% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. An eval-only Profit Concentration Policy may impose 4 minimum profitable days on the Master (object2_rules). No 4th-reward fee refund on Pro. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 6% | — |
| Max loss | 6% | 6% |
| Drawdown type | Static | Static |
| Daily loss limit | 3% | 3% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 1 day | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Evaluation Reset Discount | A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1. | A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1. |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
Zero
| Payout Policy | Funded |
|---|---|
| Profit split | 95% flat |
| Max per request | None ✓ |
| Minimum withdrawal | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross |
| Cadence | every 14 days since last payout |
| First payout timing | first payout 14 days after first trade |
| Buffer zone | First $3% profit is not reward-eligible (safety cushion) |
| Winning days | 7 winning days · $12.5 (5K) · $25 (10K) · $62.5 (25K) · $125 (50K) · $250 (100K) · $500 (200K) |
| Consistency rule | best day ≤ 15% of total |
| Trading days minimum | 0 trading days minimum |
| Drawdown floors | $250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) |
| Daily loss limit | daily loss 3% of equity |
| Method | Wire · bank · 1-3 business days |
| Notes | Fixed Bi-Weekly (14-day) 95% split; no evaluation (Master Account from day one). Trailing 5% max loss that locks at breakeven once equity reaches +5% (never resets after a reward). 7 profitable days (>=0.25% of the Master size each) per rolling 30-day window. 15% consistency (biggest winning day <= 15% of total cumulative profit) at every reward. First 3% of profit is a non-withdrawable safety cushion. Additional reward gate: the biggest losing day must not exceed the biggest winning day. Daily loss 3% (higher of opening balance/equity), resets 00:00 Platform Time (UTC+3). Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Zero. |
| Trading Rules | Funded |
|---|---|
| Max loss | 5% |
| Drawdown type | Trailing Intraday |
| Daily loss limit | 3% |
| Consistency rule | Consistency Score = (biggest winning day / current total account profit) x 100%. Your single largest winning day must not exceed 15% of your total cumulative profit; checked at every reward request. |
| Min trading days | 0 days |
| Min profitable days | 7 days |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | No |
| EAs / Algos | Yes |
| Scalping | Yes |
| Weekend holding | No |
| Copy trading | No |
| Extra | Funded |
|---|---|
| Leverage | 1:50 |
| Max capital allocation | $400,000 |
| Trading Commission | $7 per lot standard on Zero; $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
Prime
| Payout Policy | Funded |
|---|---|
| Profit split | 80% flat |
| Max per request | None ✓ |
| Cadence | on demand — any day, no waiting period |
| Trading days minimum | 0 trading days minimum |
| Daily loss limit | daily loss 2% of equity |
| Method | Wire · bank · 1-3 business days |
| Notes | 80% daily on-demand split, requestable any number of times whenever closed profit meets the 1% minimum of the (dynamic) Prime size (an end-of-day 20% split applies once to any unrequested profit). Trailing 8% max loss: floor starts 8% below the starting balance, trails the highest end-of-day balance, and locks at 97% of the starting Prime size once an end-of-day close reaches +5%; a breach closes the account and the floor only resets on a scale-up. Daily loss 2% is a SOFT limit (pauses the day, not a breach); resets 00:00 Platform Time (UTC+3). Sizes are dynamic ((profit after 3rd reward x reward-cycle split) x flat 12.5), $2M maximum — see object2_rules. Minimum reward 1% of the Prime size (gross); Rise and Bank Transfer carry a $500 method minimum. |
| Trading Rules | Funded |
|---|---|
| Max loss | 8% |
| Drawdown type | Trailing Intraday |
| Daily loss limit | 2% |
| Min trading days | 0 days |
| Min profitable days | 0 days |
| Min funded trading days | 0 days |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| Extra | Funded |
|---|---|
| Leverage | Up to 1:2000 (tiered by position size; steps down to 1:5) |
| Max capital allocation | $400,000 |
| Prime Unlock Requirement | Any time after the 3rd reward request, Prime can be unlocked (optional) once profit reaches at least 2% of the Master Account size; up to 10% of that size counts toward the Prime, after the reward-cycle split. FundingPips may also extend an invite. Unlocking requires its own KYC and Prime Account Agreement; onboarding takes up to 7 working days and the Master Account closes when Prime opens. |
| Prime Trading Commission | Flat $10 per lot on every instrument except Crypto (same whichever model Prime unlocked from). Crypto commission = lot size x price x 0.04%. |
Exotic & Special Rules
Payout
The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.
Source ↗After the 3rd reward on a Master Account, unlock a Prime Account (or by invite): (profit after the 3rd reward x reward-cycle split) x a flat 12.5 = the Prime size. Prime pays 80% daily and scales +10% per level (10% profit + 10 profitable days) to a $2M maximum, then Certified FundingPips Trader status with a 20% profit share on investor capital.
Source ↗The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.
Source ↗At purchase you choose how you earn rewards, locked for the life of the account: an 85% split (pass each phase on its profit target, no minimum trading days) or a 95% split (requires 3 profitable days of >=0.5% each). Both cost the same. Rewards are bi-weekly with a 1% minimum.
Source ↗2 Step Pro funded accounts pay out at a flat 80% on a weekly cycle, available from the first trade on the Master Account.
Source ↗A reward can only be requested if your largest single losing day does not exceed your largest single winning day.
Source ↗Each scale-up needs +10% cumulative profit on the level's starting size and 10 profitable days (>=0.5% each, not consecutive); the account then grows +10% per level up to a $2M maximum. At Level 10 or $2M you reach Certified FundingPips Trader, listed on the Tradin Investor Marketplace with a 20% profit share on investor capital.
Source ↗Risk
During evaluation only, if more than 60% of the profit target is achieved in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account.
Source ↗Effective 29 Jan 2026, weekend holds are temporarily not allowed on Master Accounts across the four standard models; open trades auto-close at Friday market close. On 1 Step, 2 Step Standard, 2 Step Flex, and 2 Step Pro this is not a hard breach (Zero remains a hard breach).
Source ↗On the Flex Master Account, the max risk per trade idea is: accounts below $25K no restriction; at $25K 3%; above $25K 2%.
Source ↗The 5% Max Trailing Loss trails your highest recorded equity and never moves down; once equity reaches 5% above the starting account size, the floor stops trailing and locks permanently at the starting account size.
Source ↗Combined floating PnL across all open positions cannot exceed -1% of the starting account size at any moment; touching it is a hard breach even if no trade is closed. Only losing positions count (a profitable trade cannot offset a losing one).
Source ↗Max loss on a single trade idea (all correlated positions combined, realized + unrealized): 3% of the Master Account size below $50K, 2% at $50K and above. Positions on the same pair, and any reopened in the same direction within 10 minutes of closing a loser, are treated as one trade idea.
Source ↗The floor starts 8% below the starting balance, trails up with the highest end-of-day balance, and locks permanently at 97% of the starting Prime size once an end-of-day close reaches 5% above start. A breach closes the account; the floor only recalculates on the next scale-up (never on a reward).
Source ↗Hitting the 2% daily loss (higher of opening balance or equity) only pauses trading for the rest of the day and the account resumes next trading day — it is not an account breach.
Source ↗Conduct
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). Not available for Zero or a breached Master Account.
Phase 1 profit target is 10% by default; an 8% Phase 1 target (a lower, easier target) is available as a paid add-on that raises the price.
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.
Other
Prime size = (total profit after the 3rd reward x the reward-cycle split) x a flat 12.5 multiplier (the same for every model). Example: an $8K amount after the split opens a $100K Prime. No fixed purchasable sizes.
Source ↗Frequently asked
What is FundingPips's drawdown type?
Static
What is FundingPips's daily loss limit?
5%
Does FundingPips allow news trading?
No
Does FundingPips allow weekend holding?
No
What is FundingPips's minimum trading days requirement?
0 days
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Rules change; always confirm on FundingPips’s official site before trading.