FundingPips Rules
Every trading rule for FundingPips, per program and stage — drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.
Proplysis is an independent comparison platform and may earn a commission from links on this page. Prop-firm rules and pricing change often - always confirm the latest terms directly with the firm before purchasing.
Restricted Countries
Whether FundingPips restricts residents of certain countries from signing up for a challenge - this is about who the firm will onboard, not where you may trade from or receive payouts.
Restricted countries listedThis firm names countries whose residents it will not onboard.
“FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates (UAE). You must also be at least 18 years old to register.”
Source · Verified 10 Sep 2026
2 Step Standard
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 60% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | 7 days after first trade |
| Trading days minimum | — | 0 days |
| Drawdown floors | — | $500 (5K) · $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) |
| Daily loss limit | — | daily loss 5% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Purchase options | — | chosen at purchase · split: 60%/80%/90%/100% · cadence: rolling days, on demand · Split is chosen per reward request by cadence (not at checkout): Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%. Base fields reflect the lowest-split Weekly option. On-Demand 90% additionally requires a 35% consistency score (no single day > 35% of total profit) and a minimum reward of 2% of account size; the other cadences require a 1% minimum. Cadence anchors to the trader's own first-trade weekday (not a fixed company weekday). |
| Notes | — | Daily loss = 5% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 10% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No fixed funded consistency rule; eval-only Profit Concentration Policy applies. 4th-reward registration-fee refund applies on 2 Step Standard (object2_rules fee_refund_policy). |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 10% | — |
| Profit target — Phase 2 | 5% | — |
| Max loss | 10% | 10% |
| Drawdown type | Static | Static |
| Daily loss limit | 5% | 5% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 3 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Striking System (Master > $25K) | A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below). | A striking system applies on 2 Step Standard Master Accounts above $25K (no striking system at $25K and below). |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
2 Step Pro
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | 7 days after first trade |
| Trading days minimum | — | 0 days |
| Drawdown floors | — | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K) |
| Daily loss limit | — | daily loss 3% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Notes | — | Flat 80% split on a fixed Weekly (7-day) cycle (the daily-payout option is no longer offered — single cadence, so no purchase_options). Daily loss = 3% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 6% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. An eval-only Profit Concentration Policy may impose 4 minimum profitable days on the Master (object2_rules). No 4th-reward fee refund on Pro. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 6% | — |
| Max loss | 6% | 6% |
| Drawdown type | Static | Static |
| Daily loss limit | 3% | 3% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 1 day | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Evaluation Reset Discount | A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1. | A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1. |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
1 Step
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) |
| Cadence | — | every 7 days since last payout |
| First payout timing | — | 7 days after first trade |
| Trading days minimum | — | 0 days |
| Drawdown floors | — | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) |
| Daily loss limit | — | daily loss 3% of equity |
| Notes | — | split.model=flat pct=80 is the bi-weekly default; actual structure is cycle-tiered 60/80/90/100% (see the Cycle-Based Payout Split special rule). The old 35% funded consistency no longer applies as a daily rule — it was replaced by the eval-only Profit Concentration Policy — so consistency is left null here. daily_loss.basis=equity means the limit is the higher of daily opening balance or equity; resets 00:00 Platform Time (UTC+3). Method minimums apply on top of the 1% figure (Rise and Bank Transfer $500). |
| Payout methods | — | Wire, Visa, Mastercard, Crypto, Rise |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 10% | — |
| Max loss | 6% | 6% |
| Drawdown type | Static | Static |
| Daily loss limit | 3% | 3% |
| Consistency rule | No fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account. | No fixed daily-consistency % on the standard models. Instead, a Profit Concentration Policy applies during evaluation only: if more than 60% of the profit target is made in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account. |
| Min trading days | 3 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Leverage | 1:30 | 1:30 |
| Max capital allocation | $400,000 | $400,000 |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
| Swap-Free Add-On | A swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5. | A swap-free add-on is available on all account sizes; swap-free MT5 accounts trade at $10 per lot instead of $5. |
2 Step Flex
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 85% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | 14 days after first trade |
| Trading days minimum | — | 0 days |
| Drawdown floors | — | $600 (5K) · $1,200 (10K) · $3,000 (25K) · $6,000 (50K) · $12,000 (100K) |
| Daily loss limit | — | daily loss 4% of equity |
| Method | — | Wire · bank · 1-3 business days |
| Purchase options | — | chosen at purchase · split: 85%/95% · cadence: rolling days · Split is chosen AT PURCHASE and locked for the life of the account: 85% (pass each phase on its target, no minimum trading days) or 95% (requires 3 profitable days of >=0.5% each per cycle). Both cost the same. Base fields reflect the safer 85% option. Bi-Weekly (14-day) reward cycle only. |
| Notes | — | Daily loss = 4% of the higher of opening balance or equity; resets 00:00 Platform Time (UTC+3). Static 12% max loss. Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Flex. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 10% | — |
| Profit target — Phase 2 | 6% | — |
| Max loss | 12% | 12% |
| Drawdown type | Static | Static |
| Daily loss limit | 4% | 4% |
| Consistency rule | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. | No fixed daily-consistency % on the standard models. A Profit Concentration Policy applies during evaluation only: >60% of the profit target in a single trade idea in any phase forces a minimum of 4 profitable days on the resulting Master Account. |
| Min trading days | 0 days | 0 days |
| Min profitable days | 0 days | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | No |
| EAs / Algos | Yes | Yes |
| Scalping | Yes | Yes |
| Weekend holding | No | No |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Leverage | 1:100 | 1:100 |
| Max capital allocation | $400,000 | $400,000 |
| Trading Commission | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. | $5 per lot on Forex and Metals (standard accounts); $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
Zero
| Payout Policy | Funded |
|---|---|
| Profit split | 95% flat |
| Max per request | None ✓ |
| Minimum withdrawal | $50 (5K) · $100 (10K) · $250 (25K) · $500 (50K) · $1,000 (100K) · $2,000 (200K) · measured gross |
| Cadence | every 14 days since last payout |
| First payout timing | 14 days after first trade |
| Buffer zone | First $3% profit is not reward-eligible (safety cushion) |
| Winning days | 7 winning days · $12.5 (5K) · $25 (10K) · $62.5 (25K) · $125 (50K) · $250 (100K) · $500 (200K) |
| Consistency rule | best day ≤ 15% of total |
| Trading days minimum | 0 days |
| Drawdown floors | $250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) |
| Daily loss limit | daily loss 3% of equity |
| Method | Wire · bank · 1-3 business days |
| Notes | Fixed Bi-Weekly (14-day) 95% split; no evaluation (Master Account from day one). Trailing 5% max loss that locks at breakeven once equity reaches +5% (never resets after a reward). 7 profitable days (>=0.25% of the Master size each) per rolling 30-day window. 15% consistency (biggest winning day <= 15% of total cumulative profit) at every reward. First 3% of profit is a non-withdrawable safety cushion. Additional reward gate: the biggest losing day must not exceed the biggest winning day. Daily loss 3% (higher of opening balance/equity), resets 00:00 Platform Time (UTC+3). Minimum reward 1% of account size (gross); Rise and Bank Transfer carry a $500 method minimum. No 4th-reward fee refund on Zero. |
| Trading Rules | Funded |
|---|---|
| Max loss | 5% |
| Drawdown type | Trailing Intraday |
| Daily loss limit | 3% |
| Consistency rule | Consistency Score = (biggest winning day / current total account profit) x 100%. Your single largest winning day must not exceed 15% of your total cumulative profit; checked at every reward request. |
| Min trading days | 0 days |
| Min profitable days | 7 days |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | No |
| EAs / Algos | Yes |
| Scalping | Yes |
| Weekend holding | No |
| Copy trading | No |
| Additional Rules | Funded |
|---|---|
| Leverage | 1:50 |
| Max capital allocation | $400,000 |
| Trading Commission | $7 per lot standard on Zero; $10 per lot on Swap-Free MT5. Crypto commission = lot size x price x 0.04%. |
Prime
| Payout Policy | Funded |
|---|---|
| Profit split | 80% flat |
| Max per request | None ✓ |
| Cadence | on demand — any day, no waiting period |
| Trading days minimum | 0 days |
| Daily loss limit | daily loss 2% of equity |
| Method | Wire · bank · 1-3 business days |
| Notes | 80% daily on-demand split, requestable any number of times whenever closed profit meets the 1% minimum of the (dynamic) Prime size (an end-of-day 20% split applies once to any unrequested profit). Trailing 8% max loss: floor starts 8% below the starting balance, trails the highest end-of-day balance, and locks at 97% of the starting Prime size once an end-of-day close reaches +5%; a breach closes the account and the floor only resets on a scale-up. Daily loss 2% is a SOFT limit (pauses the day, not a breach); resets 00:00 Platform Time (UTC+3). Sizes are dynamic ((profit after 3rd reward x reward-cycle split) x flat 12.5), $2M maximum — see object2_rules. Minimum reward 1% of the Prime size (gross); Rise and Bank Transfer carry a $500 method minimum. |
| Trading Rules | Funded |
|---|---|
| Max loss | 8% |
| Drawdown type | Trailing Intraday |
| Daily loss limit | 2% |
| Min trading days | 0 days |
| Min profitable days | 0 days |
| Min funded trading days | 0 days |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| Additional Rules | Funded |
|---|---|
| Leverage | Up to 1:2000 (tiered by position size; steps down to 1:5) |
| Max capital allocation | $400,000 |
| Prime Unlock Requirement | Any time after the 3rd reward request, Prime can be unlocked (optional) once profit reaches at least 2% of the Master Account size; up to 10% of that size counts toward the Prime, after the reward-cycle split. FundingPips may also extend an invite. Unlocking requires its own KYC and Prime Account Agreement; onboarding takes up to 7 working days and the Master Account closes when Prime opens. |
| Prime Trading Commission | Flat $10 per lot on every instrument except Crypto (same whichever model Prime unlocked from). Crypto commission = lot size x price x 0.04%. |
Exotic & Special Rules
Payout
The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.
Source ↗After the 3rd reward on a Master Account, unlock a Prime Account (or by invite): (profit after the 3rd reward x reward-cycle split) x a flat 12.5 = the Prime size. Prime pays 80% daily and scales +10% per level (10% profit + 10 profitable days) to a $2M maximum, then Certified FundingPips Trader status with a 20% profit share on investor capital.
Source ↗The split is chosen by payout cadence, not amount: Weekly (7-day) 60% / Bi-Weekly (14-day) 80% / On-Demand (anytime) 90% / Monthly (30-day) 100%.
Source ↗At purchase you choose how you earn rewards, locked for the life of the account: an 85% split (pass each phase on its profit target, no minimum trading days) or a 95% split (requires 3 profitable days of >=0.5% each). Both cost the same. Rewards are bi-weekly with a 1% minimum.
Source ↗2 Step Pro funded accounts pay out at a flat 80% on a weekly cycle, available from the first trade on the Master Account.
Source ↗A reward can only be requested if your largest single losing day does not exceed your largest single winning day.
Source ↗Each scale-up needs +10% cumulative profit on the level's starting size and 10 profitable days (>=0.5% each, not consecutive); the account then grows +10% per level up to a $2M maximum. At Level 10 or $2M you reach Certified FundingPips Trader, listed on the Tradin Investor Marketplace with a 20% profit share on investor capital.
Source ↗Risk
During evaluation only, if more than 60% of the profit target is achieved in a single trade idea in any phase, a minimum of 4 profitable days is applied to the resulting Master Account.
Source ↗Effective 29 Jan 2026, weekend holds are temporarily not allowed on Master Accounts across the four standard models; open trades auto-close at Friday market close. On 1 Step, 2 Step Standard, 2 Step Flex, and 2 Step Pro this is not a hard breach (Zero remains a hard breach).
Source ↗On the Flex Master Account, the max risk per trade idea is: accounts below $25K no restriction; at $25K 3%; above $25K 2%.
Source ↗The 5% Max Trailing Loss trails your highest recorded equity and never moves down; once equity reaches 5% above the starting account size, the floor stops trailing and locks permanently at the starting account size.
Source ↗Combined floating PnL across all open positions cannot exceed -1% of the starting account size at any moment; touching it is a hard breach even if no trade is closed. Only losing positions count (a profitable trade cannot offset a losing one).
Source ↗Max loss on a single trade idea (all correlated positions combined, realized + unrealized): 3% of the Master Account size below $50K, 2% at $50K and above. Positions on the same pair, and any reopened in the same direction within 10 minutes of closing a loser, are treated as one trade idea.
Source ↗The floor starts 8% below the starting balance, trails up with the highest end-of-day balance, and locks permanently at 97% of the starting Prime size once an end-of-day close reaches 5% above start. A breach closes the account; the floor only recalculates on the next scale-up (never on a reward).
Source ↗Hitting the 2% daily loss (higher of opening balance or equity) only pauses trading for the rest of the day and the account resumes next trading day — it is not an account breach.
Source ↗Conduct
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). Not available for Zero or a breached Master Account.
Phase 1 profit target is 10% by default; an 8% Phase 1 target (a lower, easier target) is available as a paid add-on that raises the price.
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.
A breached evaluation can be reset at a 10% discount within 7 calendar days of the breach (same account number, size, cycle, and platform). A Phase 2 reset restarts from Phase 1.
Other
Prime size = (total profit after the 3rd reward x the reward-cycle split) x a flat 12.5 multiplier (the same for every model). Example: an $8K amount after the split opens a $100K Prime. No fixed purchasable sizes.
Source ↗Frequently asked
What is FundingPips's drawdown type?
Static
What is FundingPips's daily loss limit?
5%
Does FundingPips allow news trading?
No
Does FundingPips allow weekend holding?
No
What is FundingPips's minimum trading days requirement?
0 days
Does FundingPips restrict traders from certain countries?
This firm names countries whose residents it will not onboard. In FundingPips's own words: "FundingPips does not accept traders resident in Iran, Vietnam, or the United Arab Emirates (UAE). You must also be at least 18 years old to register."
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Rules change; always confirm on FundingPips’s official site before trading.