Top One Trader Payout Policy
Profit split, request caps, minimum withdrawal, and payout cadence, straight from Top One Trader’s own published policy.
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Two-Step PRO
Earnings
Profit split85% flat
Max per requestlowest of: 6% of balance · $15,000
Minimum withdrawal$150 (5K) · $300 (10K) · $750 (25K) · $1,500 (50K) · $3,000 (100K) · $4,500 (150K) · $9,000 (300K)measured gross
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Winning days3 winning days
Drawdown floors$450 (5K) · $900 (10K) · $2,250 (25K) · $4,500 (50K) · $9,000 (100K) · $13,500 (150K) · $27,000 (300K)
Daily loss limitdaily loss 4% of higher of balance or equity
Payment info
MethodRisebank · 24-48 business hours · fee 2%
MethodWirebank · 24-48 business hours · fee 2%
MethodCryptocrypto · 24-48 business hours · fee 2%
Fee refundno fee refund
Purchase optionschosen at purchasesplit: 85%/100% · cadence: rolling days · Base split is 85%, upgradable to 100% at checkout. Base cadence is bi-weekly, with a weekly upgrade available. Base fields reflect the most conservative combination.
Notes
NotesThe per-request cap is quoted verbatim as 'Each payout request is limited to 6% of the account size, up to a maximum of $15,000 per payout request' — the 6% is of the account SIZE (the initial balance), not of profit or equity, hence pct_of: balance. The 9% max loss is static and never trails. Each funded profitable day requires a 0.5% net gain on the initial balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. The $300K minimum withdrawal ($9,000) applies the firm’s own stated 3%-of-profit rule; its published "$150–$4,500 by size" range only illustrates the $5K–$150K tiers. First-payout timing is set to 14 days to match its own bi-weekly cadence and its 14-day-cadence siblings; the firm never states it explicitly.
No consistency rule ✓· www.toponetrader.comNo fee refund ✓· intercom.help
Instant Funding
Earnings
Profit split60% → 90% (scales)
Max per requestnone — confirmed absent ✓
Minimum withdrawal$100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K)measured gross
When you can request
Cadenceevery 30 days since last payout
First payout timing30 days after first trade
Gates
Consistency rulebest day ≤ 15% of totalviolation → blocked until compliant
Drawdown floors$300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K)
Daily loss limitdaily loss 3% of higher of balance or equity
Payment info
MethodRisebank · 24-48 business hours · fee 2%
MethodWirebank · 24-48 business hours · fee 2%
MethodCryptocrypto · 24-48 business hours · fee 2%
Fee refundno fee refund
Purchase optionschosen at purchasecadence: rolling days, on demand · An Instant Payouts add-on bypasses the 30-day cadence gate. Base fields reflect the slower default.
Notes
NotesThe split is not flat: it starts at 60% and steps up 10 points per payout to a 90% ceiling, so the base pct is the first-payout figure. Minimum withdrawal and drawdown by_size are the stated 2% and 6% applied to each size. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Weekend holding requires a paid add-on.
No eligibility min trading days ✓· intercom.helpNo maximum per-request cap ✓
Nova Challenge
Earnings
Profit split90% flat
Max per requestnone — confirmed absent ✓
Minimum withdrawal$500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · $6,000 (300K)measured gross
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Consistency rulelargest winning + largest losing day ≤ 20% of total (Equity Stability Score)violation → blocked until compliant
Trading days minimum0 days
Drawdown floors$1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) · $15,000 (300K)
Daily loss limitdaily loss 3% of higher of balance or equity
Payment info
MethodRisebank · 24-48 business hours · fee 2%
MethodWirebank · 24-48 business hours · fee 2%
MethodCryptocrypto · 24-48 business hours · fee 2%
Fee refundno fee refund
Purchase optionschosen at purchasesplit: 90%/100% · cadence: rolling days · Base split is 90%, upgradable to 100% at checkout. Cadence is one request every 14 days, upgradable to every 7 days.
Notes
NotesFunded drawdown is 5% of the account size (the by_size map is that percentage applied); the evaluation carries 6% and no daily loss limit at all. Requesting a payout locks the drawdown at the funded starting balance, after which it no longer trails. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}. The funded drawdown follows highest equity per the dedicated NOVA Max Drawdown Rule article. First-payout timing is set to 14 days to match its own cadence; the firm never states it. The funded 3% daily loss limit appears only on the live pricing table — no NOVA article mentions it, and the Account Overview states there is none — and its breach severity is set to hard to match every other Top One Trader product.
No eligibility min trading days ✓· help.toponetrader.comNo fee refund ✓· intercom.helpNo maximum per-request cap ✓
One-Step FLASH
Earnings
Profit split80% flat
Max per requestnone — confirmed absent ✓
Minimum withdrawal$100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K)measured gross
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Winning days3 winning days
Drawdown floors$350 (5K) · $700 (10K) · $1,750 (25K) · $3,500 (50K) · $7,000 (100K) · $14,000 (200K)
Daily loss limitdaily loss 4% of higher of balance or equity
Payment info
MethodRisebank · 24-48 business hours · fee 2%
MethodWirebank · 24-48 business hours · fee 2%
MethodCryptocrypto · 24-48 business hours · fee 2%
Fee refundno fee refund
Purchase optionschosen at purchasesplit: 80%/90% · cadence: rolling days · Base split is 80%, upgradable to 90% at checkout. Base payout cadence is every 14 days, with a weekly add-on available. Base fields reflect the most conservative combination.
Notes
NotesMinimum withdrawal is stated as '2% from your initial balance' and the drawdown as 7% — both by_size maps are that stated percentage applied to each size, not separate published figures. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 of net profit and total withdrawals per rolling 30 days across all of a trader's accounts. Funded accounts also cap daily profit at 3% of the funded starting balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable.
No consistency rule ✓· www.toponetrader.comNo fee refund ✓· intercom.helpNo maximum per-request cap ✓
Instant Prime
Earnings
Profit split80% → 100% (scales)
Max per requestnone — confirmed absent ✓
Minimum withdrawal$100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K)measured gross
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Consistency rulelargest winning + largest losing day ≤ 20% of total (Equity Stability Score)violation → blocked until compliant
Drawdown floors$250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K)
Daily loss limitdaily loss 2.5% of higher of balance or equity
Payment info
MethodRisebank · 24-48 business hours · fee 2%
MethodWirebank · 24-48 business hours · fee 2%
MethodCryptocrypto · 24-48 business hours · fee 2%
Purchase optionschosen at purchasesplit: 80%/100% · cadence: rolling days, on demand · Base split 80% stepping to 100%, or an instant 100% add-on at checkout. Base fields reflect the most conservative combination.
Notes
NotesThe split starts at 80% and steps up 10 points per payout to 100%, or upgrades to 100% immediately via a checkout add-on. Accounts purchased before 25 Oct 2025 had no daily loss limit at all; the 2.5% hard limit applies from that date. A separate soft 'Daily Pause' stops trading for the rest of the day at 2.5% intraday drawdown without breaching. Weekend holding and news trading each require a paid add-on. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}.
No maximum per-request cap ✓
Frequently asked
What is Top One Trader's profit split?
85% flat
How often can I request a payout from Top One Trader?
every 14 days since last payout
What is Top One Trader's maximum payout per request?
lowest of: 6% of balance · $15,000
What is Top One Trader's minimum withdrawal amount?
$150 (5K) · $300 (10K) · $750 (25K) · $1,500 (50K) · $3,000 (100K) · $4,500 (150K) · $9,000 (300K)
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Payout terms change often — always confirm the latest policy directly with Top One Trader before requesting a withdrawal.