Top One Trader Rules
Every trading rule for Top One Trader, per program and stage — drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.
Two-Step PRO
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 85% flat |
| Max per request | — | lowest of: 6% of balance · $15,000 per request |
| Minimum withdrawal | — | $150 (5K) · $300 (10K) · $750 (25K) · $1,500 (50K) · $3,000 (100K) · $4,500 (150K) · $9,000 (300K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | first payout 14 days after first trade |
| Winning days | — | 3 winning days |
| Drawdown floors | — | $450 (5K) · $900 (10K) · $2,250 (25K) · $4,500 (50K) · $9,000 (100K) · $13,500 (150K) · $27,000 (300K) |
| Daily loss limit | — | daily loss 4% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 85%/100% · cadence: rolling days · Base split is 85%, upgradable to 100% at checkout. Base cadence is bi-weekly, with a weekly upgrade available. Base fields reflect the most conservative combination. |
| Notes | — | The per-request cap is quoted verbatim as 'Each payout request is limited to 6% of the account size, up to a maximum of $15,000 per payout request' — the 6% is of the account SIZE (the initial balance), not of profit or equity, hence pct_of: balance. The 9% max loss is static and never trails. Each funded profitable day requires a 0.5% net gain on the initial balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. The $300K minimum withdrawal ($9,000) applies the firm’s own stated 3%-of-profit rule; its published "$150–$4,500 by size" range only illustrates the $5K–$150K tiers. First-payout timing is set to 14 days to match its own bi-weekly cadence and its 14-day-cadence siblings; the firm never states it explicitly. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 8% | — |
| Profit target — Phase 2 | 5% | — |
| Max loss | 9% | 9% |
| Drawdown type | Static | Static |
| Daily loss limit | 4% | 4% |
| Consistency rule | There is no consistency rule requirement on the Two-Step PRO. | There is no consistency rule requirement on the Two-Step PRO. |
| Min profitable days | 3 days | 3 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach | Trades entered without a stop loss are auto-closed as a soft breach |
| Soft breach allowance | A maximum of 8 soft breaches is permitted | A maximum of 8 soft breaches is permitted |
| Reset price rises with progress | Phase 1, Phase 2 and funded resets are priced separately, e.g. $244 / $813 / $2,168 on the $100K | Phase 1, Phase 2 and funded resets are priced separately, e.g. $244 / $813 / $2,168 on the $100K |
| EAs and copy trading during the challenge only | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage |
Instant Funding
| Payout Policy | Funded |
|---|---|
| Profit split | 60% → 90% (scales) |
| Max per request | None ✓ |
| Minimum withdrawal | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | every 30 days since last payout |
| First payout timing | first payout 30 days after first trade |
| Consistency rule | best day ≤ 15% of total · violation → blocked until compliant |
| Drawdown floors | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K) |
| Daily loss limit | daily loss 3% of higher of balance or equity |
| Method | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | no fee refund |
| Purchase options | chosen at purchase · cadence: rolling days, on demand · An Instant Payouts add-on bypasses the 30-day cadence gate. Base fields reflect the slower default. |
| Notes | The split is not flat: it starts at 60% and steps up 10 points per payout to a 90% ceiling, so the base pct is the first-payout figure. Minimum withdrawal and drawdown by_size are the stated 2% and 6% applied to each size. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Weekend holding requires a paid add-on. |
| Trading Rules | Funded |
|---|---|
| Max loss | 6% |
| Drawdown type | Trailing EOD |
| Daily loss limit | 3% |
| Consistency rule | No single trading day's profit can account for more than 15% of your total profits. Consistency Score = (Highest Profit Day ÷ Current Account Total Profit) × 100. |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | Yes |
| EAs / Algos | No |
| Scalping | No |
| Weekend holding | No |
| Copy trading | No |
| Extra | Funded |
|---|---|
| Max capital allocation | $600,000 |
| No reset option | Neither collection documents a reset for Instant Funding; the fee is one-time and non-refundable |
| Weekend holding requires a paid add-on | Weekend holding is not allowed unless the add-on is purchased |
| Soft breach allowance | A maximum of 10 soft breaches is permitted |
| Minimum hold time on profitable trades | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach |
Nova Challenge
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 90% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · $6,000 (300K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | first payout 14 days after first trade |
| Consistency rule | — | largest winning + largest losing day ≤ 20% of total (Equity Stability Score) · violation → blocked until compliant |
| Trading days minimum | — | 0 trading days minimum |
| Drawdown floors | — | $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) · $15,000 (300K) |
| Daily loss limit | — | daily loss 3% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 90%/100% · cadence: rolling days · Base split is 90%, upgradable to 100% at checkout. Cadence is one request every 14 days, upgradable to every 7 days. |
| Notes | — | Funded drawdown is 5% of the account size (the by_size map is that percentage applied); the evaluation carries 6% and no daily loss limit at all. Requesting a payout locks the drawdown at the funded starting balance, after which it no longer trails. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}. The funded drawdown follows highest equity per the dedicated NOVA Max Drawdown Rule article. First-payout timing is set to 14 days to match its own cadence; the firm never states it. The funded 3% daily loss limit appears only on the live pricing table — no NOVA article mentions it, and the Account Overview states there is none — and its breach severity is set to hard to match every other Top One Trader product. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 5% | — |
| Max loss | 6% | 5% |
| Drawdown type | Trailing EOD | Trailing Intraday |
| Daily loss limit | 3% | 3% |
| Consistency rule | ESS must be 20% or lower to request a payout: [ Largest Winning Day + Largest Losing Day (absolute value) ] ÷ Total Profit × 100. | ESS must be 20% or lower to request a payout: [ Largest Winning Day + Largest Losing Day (absolute value) ] ÷ Total Profit × 100. |
| Min trading days | — | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Pay after you pass | $7 buys the challenge; the real cost is the activation fee due only after passing, within 30 days | $7 buys the challenge; the real cost is the activation fee due only after passing, within 30 days |
| Resets: free unlimited in evaluation, priced when funded | Evaluation resets are free and unlimited. Funded resets: $126.65 (25K) / $211.65 (50K) / $424.15 (100K) / $679.15 (200K) / $849 (300K); request within 14 days of the breach; funded accounts with an approved payout are ineligible (source: https://help.toponetrader.com/en/articles/13833398-nova-reset-policy) | Evaluation resets are free and unlimited. Funded resets: $126.65 (25K) / $211.65 (50K) / $424.15 (100K) / $679.15 (200K) / $849 (300K); request within 14 days of the breach; funded accounts with an approved payout are ineligible (source: https://help.toponetrader.com/en/articles/13833398-nova-reset-policy) |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
One-Step FLASH
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | first payout 14 days after first trade |
| Winning days | — | 3 winning days |
| Drawdown floors | — | $350 (5K) · $700 (10K) · $1,750 (25K) · $3,500 (50K) · $7,000 (100K) · $14,000 (200K) |
| Daily loss limit | — | daily loss 4% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 80%/90% · cadence: rolling days · Base split is 80%, upgradable to 90% at checkout. Base payout cadence is every 14 days, with a weekly add-on available. Base fields reflect the most conservative combination. |
| Notes | — | Minimum withdrawal is stated as '2% from your initial balance' and the drawdown as 7% — both by_size maps are that stated percentage applied to each size, not separate published figures. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 of net profit and total withdrawals per rolling 30 days across all of a trader's accounts. Funded accounts also cap daily profit at 3% of the funded starting balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 10% | — |
| Max loss | 7% | 7% |
| Drawdown type | Trailing EOD | Trailing EOD |
| Daily loss limit | 4% | 4% |
| Min profitable days | 3 days | 3 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Extra | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach | Trades entered without a stop loss are auto-closed as a soft breach |
| Reset price on a funded account | Phase 1 resets: $15.20 (5K) / $34.40 (10K) / $68.80 (25K) / $91.20 (50K) / $258.30 (100K) / $485.10 (200K). Funded resets: $95 (5K) / $185 (10K) / $290 (25K) / $690 (50K) / $1,170 (100K) / $1,500 (200K) (source: https://help.toponetrader.com/en/articles/14053616-1-step-flash-resets-how-they-work) | Phase 1 resets: $15.20 (5K) / $34.40 (10K) / $68.80 (25K) / $91.20 (50K) / $258.30 (100K) / $485.10 (200K). Funded resets: $95 (5K) / $185 (10K) / $290 (25K) / $690 (50K) / $1,170 (100K) / $1,500 (200K) (source: https://help.toponetrader.com/en/articles/14053616-1-step-flash-resets-how-they-work) |
| Reset must be requested within 14 days | Resets must be requested within 14 days of the breach; funded accounts with an approved payout are ineligible | Resets must be requested within 14 days of the breach; funded accounts with an approved payout are ineligible |
| No individual stocks | Individual stocks cannot be traded | Individual stocks cannot be traded |
| EAs and copy trading during the challenge only | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage |
Instant Prime
| Payout Policy | Funded |
|---|---|
| Profit split | 80% → 100% (scales) |
| Max per request | None ✓ |
| Minimum withdrawal | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | every 14 days since last payout |
| First payout timing | first payout 14 days after first trade |
| Consistency rule | largest winning + largest losing day ≤ 20% of total (Equity Stability Score) · violation → blocked until compliant |
| Drawdown floors | $250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) |
| Daily loss limit | daily loss 2.5% of higher of balance or equity |
| Method | Crypto · crypto · 24-48 business hours · fee 2% |
| Purchase options | chosen at purchase · split: 80%/100% · cadence: rolling days, on demand · Base split 80% stepping to 100%, or an instant 100% add-on at checkout. Base fields reflect the most conservative combination. |
| Notes | The split starts at 80% and steps up 10 points per payout to 100%, or upgrades to 100% immediately via a checkout add-on. Accounts purchased before 25 Oct 2025 had no daily loss limit at all; the 2.5% hard limit applies from that date. A separate soft 'Daily Pause' stops trading for the rest of the day at 2.5% intraday drawdown without breaching. Weekend holding and news trading each require a paid add-on. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}. |
| Trading Rules | Funded |
|---|---|
| Max loss | 5% |
| Drawdown type | Trailing EOD |
| Daily loss limit | 2.5% |
| Consistency rule | To meet the E.S.S., the combined total of your most profitable trading day and your largest losing day must not exceed 20% of your total profits during the payout period. |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | Yes |
| EAs / Algos | No |
| Scalping | No |
| Weekend holding | No |
| Copy trading | No |
| Extra | Funded |
|---|---|
| Max capital allocation | $600,000 |
| Weekend holding requires a paid add-on | Weekend holding is not allowed unless the add-on is purchased |
| News trading requires a paid add-on | News trading is only permitted if the add-on is purchased |
| Minimum hold time on profitable trades | 5 minutes |
Exotic & Special Rules
Payout
Daily profit capped at 3% when fundedRestrictionOne-Step FLASH
A funded FLASH account may not book more than 3% of its starting balance in profit in one day
Source ↗$25,000 net profit cap per rolling 30 daysRestrictionAll programs
A trader may retain no more than $25,000 in net profits and total withdrawals in any 30-day period, across every account they own
Source ↗Split climbs 60% to 90% across payoutsRestrictionInstant Funding
60% on the first payout, then 70%, 80% and 90% from the fourth onward
Source ↗Split climbs 80% to 100% across payoutsPerkInstant Prime
80% on the first payout, 90% on the second, 100% from the third — or 100% immediately via a paid add-on
Source ↗Equity Stability Score instead of a consistency ruleRestrictionInstant Prime
Best day plus worst day combined must stay within 20% of total profits — a two-sided consistency test
Source ↗Unlimited free evaluation resetsPerkNova Challenge
A breached Nova evaluation can be restarted for free, without limit
Source ↗Risk
EquityShield floating-loss stopPerkAll programs
Open positions are force-closed when floating drawdown crosses a set percentage, counted as a soft breach rather than a failure
Source ↗Lock Upon PayoutNeutralAll programs
Requesting a payout locks the trailing drawdown at the starting balance, after which it no longer trails
Source ↗EquityShield per-symbol and combined stopRestrictionTwo-Step PRO
Positions on one symbol auto-close at 2% floating drawdown; all positions close at 2.5% combined
Source ↗Daily Pause (accounts bought before Oct 25, 2025 only)PerkInstant Prime
Legacy accounts purchased before Oct 25, 2025 have no daily loss limit — a 2.5% daily drawdown only pauses trading until 5:00 PM EST. Accounts purchased on or after Oct 25, 2025 are under the 2.5% HARD daily-loss breach instead.
Source ↗Conduct
No time limit on either stagePerkNova Challenge
Both the challenge and the funded account run with unlimited time
Source ↗Platform
External API access disabledRestrictionAll programs
All external API usage is disabled firm-wide
Source ↗Frequently asked
What is Top One Trader's drawdown type?
Static
What is Top One Trader's daily loss limit?
4%
Does Top One Trader allow news trading?
Yes
Does Top One Trader allow weekend holding?
Yes
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Rules change; always confirm on Top One Trader’s official site before trading.