Top One Trader Rules
Every trading rule for Top One Trader, per program and stage — drawdown, daily loss, consistency, and what you’re allowed to trade. Pulled from the Proplysis firm database, the same data that powers our breach alerts.
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Restricted Countries
Whether Top One Trader restricts residents of certain countries from signing up for a challenge - this is about who the firm will onboard, not where you may trade from or receive payouts.
Restricted countries listedThis firm names countries whose residents it will not onboard.
“At Top One Trader, we are committed to ensuring the safety and security of our customers. To maintain compliance with global regulations, we have implemented certain restrictions on providing services to specific countries, particularly those listed by the Office of Foreign Assets Control (OFAC). Individuals or entities with citizenship or residing in the following countries are prohibited from accessing Top One Trader services. Countries We Currently Do Not Provide Services To: Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Belarus, Cuba, Haiti, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morocco, Myanmar, North Korea, Pakistan, Russian Federation, Somalia, Sudan, Syria, Turkey, Ukraine, Vietnam Unfortunately, we are unable to process any orders or requests from individuals located in these countries. If you reside or are currently staying in one of the restricted countries, we regret that we cannot offer you any services or assistance at this time.”
Source · Verified 10 Sep 2026
Two-Step PRO
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 85% flat |
| Max per request | — | lowest of: 6% of balance · $15,000 |
| Minimum withdrawal | — | $150 (5K) · $300 (10K) · $750 (25K) · $1,500 (50K) · $3,000 (100K) · $4,500 (150K) · $9,000 (300K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | 14 days after first trade |
| Winning days | — | 3 winning days |
| Drawdown floors | — | $450 (5K) · $900 (10K) · $2,250 (25K) · $4,500 (50K) · $9,000 (100K) · $13,500 (150K) · $27,000 (300K) |
| Daily loss limit | — | daily loss 4% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 85%/100% · cadence: rolling days · Base split is 85%, upgradable to 100% at checkout. Base cadence is bi-weekly, with a weekly upgrade available. Base fields reflect the most conservative combination. |
| Notes | — | The per-request cap is quoted verbatim as 'Each payout request is limited to 6% of the account size, up to a maximum of $15,000 per payout request' — the 6% is of the account SIZE (the initial balance), not of profit or equity, hence pct_of: balance. The 9% max loss is static and never trails. Each funded profitable day requires a 0.5% net gain on the initial balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. The $300K minimum withdrawal ($9,000) applies the firm’s own stated 3%-of-profit rule; its published "$150–$4,500 by size" range only illustrates the $5K–$150K tiers. First-payout timing is set to 14 days to match its own bi-weekly cadence and its 14-day-cadence siblings; the firm never states it explicitly. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target — Phase 1 | 8% | — |
| Profit target — Phase 2 | 5% | — |
| Max loss | 9% | 9% |
| Drawdown type | Static | Static |
| Daily loss limit | 4% | 4% |
| Consistency rule | There is no consistency rule requirement on the Two-Step PRO. | There is no consistency rule requirement on the Two-Step PRO. |
| Min profitable days | 3 days | 3 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach | Trades entered without a stop loss are auto-closed as a soft breach |
| Soft breach allowance | A maximum of 8 soft breaches is permitted | A maximum of 8 soft breaches is permitted |
| Reset price rises with progress | Phase 1, Phase 2 and funded resets are priced separately, e.g. $244 / $813 / $2,168 on the $100K | Phase 1, Phase 2 and funded resets are priced separately, e.g. $244 / $813 / $2,168 on the $100K |
| EAs and copy trading during the challenge only | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage |
Instant Funding
| Payout Policy | Funded |
|---|---|
| Profit split | 60% → 90% (scales) |
| Max per request | None ✓ |
| Minimum withdrawal | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | every 30 days since last payout |
| First payout timing | 30 days after first trade |
| Consistency rule | best day ≤ 15% of total · violation → blocked until compliant |
| Drawdown floors | $300 (5K) · $600 (10K) · $1,500 (25K) · $3,000 (50K) · $6,000 (100K) · $12,000 (200K) |
| Daily loss limit | daily loss 3% of higher of balance or equity |
| Method | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | no fee refund |
| Purchase options | chosen at purchase · cadence: rolling days, on demand · An Instant Payouts add-on bypasses the 30-day cadence gate. Base fields reflect the slower default. |
| Notes | The split is not flat: it starts at 60% and steps up 10 points per payout to a 90% ceiling, so the base pct is the first-payout figure. Minimum withdrawal and drawdown by_size are the stated 2% and 6% applied to each size. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Weekend holding requires a paid add-on. |
| Trading Rules | Funded |
|---|---|
| Max loss | 6% |
| Drawdown type | Trailing EOD |
| Daily loss limit | 3% |
| Consistency rule | No single trading day's profit can account for more than 15% of your total profits. Consistency Score = (Highest Profit Day ÷ Current Account Total Profit) × 100. |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | Yes |
| EAs / Algos | No |
| Scalping | No |
| Weekend holding | No |
| Copy trading | No |
| Additional Rules | Funded |
|---|---|
| Max capital allocation | $600,000 |
| No reset option | Neither collection documents a reset for Instant Funding; the fee is one-time and non-refundable |
| Weekend holding requires a paid add-on | Weekend holding is not allowed unless the add-on is purchased |
| Soft breach allowance | A maximum of 10 soft breaches is permitted |
| Minimum hold time on profitable trades | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach |
Nova Challenge
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 90% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · $6,000 (300K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | 14 days after first trade |
| Consistency rule | — | largest winning + largest losing day ≤ 20% of total (Equity Stability Score) · violation → blocked until compliant |
| Trading days minimum | — | 0 days |
| Drawdown floors | — | $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) · $15,000 (300K) |
| Daily loss limit | — | daily loss 3% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 90%/100% · cadence: rolling days · Base split is 90%, upgradable to 100% at checkout. Cadence is one request every 14 days, upgradable to every 7 days. |
| Notes | — | Funded drawdown is 5% of the account size (the by_size map is that percentage applied); the evaluation carries 6% and no daily loss limit at all. Requesting a payout locks the drawdown at the funded starting balance, after which it no longer trails. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 per rolling 30 days across all accounts. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}. The funded drawdown follows highest equity per the dedicated NOVA Max Drawdown Rule article. First-payout timing is set to 14 days to match its own cadence; the firm never states it. The funded 3% daily loss limit appears only on the live pricing table — no NOVA article mentions it, and the Account Overview states there is none — and its breach severity is set to hard to match every other Top One Trader product. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 5% | — |
| Max loss | 6% | 5% |
| Drawdown type | Trailing EOD | Trailing Intraday |
| Daily loss limit | 3% | 3% |
| Consistency rule | ESS must be 20% or lower to request a payout: [ Largest Winning Day + Largest Losing Day (absolute value) ] ÷ Total Profit × 100. | ESS must be 20% or lower to request a payout: [ Largest Winning Day + Largest Losing Day (absolute value) ] ÷ Total Profit × 100. |
| Min trading days | — | 0 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Pay after you pass | $7 buys the challenge; the real cost is the activation fee due only after passing, within 30 days | $7 buys the challenge; the real cost is the activation fee due only after passing, within 30 days |
| Resets: free unlimited in evaluation, priced when funded | Evaluation resets are free and unlimited. Funded resets: $126.65 (25K) / $211.65 (50K) / $424.15 (100K) / $679.15 (200K) / $849 (300K); request within 14 days of the breach; funded accounts with an approved payout are ineligible (source: https://help.toponetrader.com/en/articles/13833398-nova-reset-policy) | Evaluation resets are free and unlimited. Funded resets: $126.65 (25K) / $211.65 (50K) / $424.15 (100K) / $679.15 (200K) / $849 (300K); request within 14 days of the breach; funded accounts with an approved payout are ineligible (source: https://help.toponetrader.com/en/articles/13833398-nova-reset-policy) |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
One-Step FLASH
| Payout Policy | Evaluation | Funded |
|---|---|---|
| Profit split | — | 80% flat |
| Max per request | — | None ✓ |
| Minimum withdrawal | — | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | — | every 14 days since last payout |
| First payout timing | — | 14 days after first trade |
| Winning days | — | 3 winning days |
| Drawdown floors | — | $350 (5K) · $700 (10K) · $1,750 (25K) · $3,500 (50K) · $7,000 (100K) · $14,000 (200K) |
| Daily loss limit | — | daily loss 4% of higher of balance or equity |
| Method | — | Crypto · crypto · 24-48 business hours · fee 2% |
| Fee refund | — | no fee refund |
| Purchase options | — | chosen at purchase · split: 80%/90% · cadence: rolling days · Base split is 80%, upgradable to 90% at checkout. Base payout cadence is every 14 days, with a weekly add-on available. Base fields reflect the most conservative combination. |
| Notes | — | Minimum withdrawal is stated as '2% from your initial balance' and the drawdown as 7% — both by_size maps are that stated percentage applied to each size, not separate published figures. There is no per-request dollar cap; the binding ceiling is the firm-wide $25,000 of net profit and total withdrawals per rolling 30 days across all of a trader's accounts. Funded accounts also cap daily profit at 3% of the funded starting balance. Challenge fee refunds were withdrawn on 5 February 2026: 'New 1-Step, 2-Step and 2-Step "PLUS" challenge accounts will no longer be eligible for a challenge fee refund on the first payout.' Instant Funding and Instant Prime never carried one, and Nova's activation fees are stated to be non-refundable. |
| Trading Rules | Evaluation | Funded |
|---|---|---|
| Profit target | 10% | — |
| Max loss | 7% | 7% |
| Drawdown type | Trailing EOD | Trailing EOD |
| Daily loss limit | 4% | 4% |
| Min profitable days | 3 days | 3 days |
| Permissions | Evaluation | Funded |
|---|---|---|
| Overnight holding | Yes | Yes |
| News trading | Yes | Yes |
| EAs / Algos | No | No |
| Scalping | No | No |
| Weekend holding | Yes | Yes |
| Copy trading | No | No |
| Additional Rules | Evaluation | Funded |
|---|---|---|
| Max capital allocation | $600,000 | $600,000 |
| Minimum hold time on profitable trades | 5 minutes | 5 minutes |
| Stop loss mandatory on entry | Trades entered without a stop loss are auto-closed as a soft breach | Trades entered without a stop loss are auto-closed as a soft breach |
| Reset price on a funded account | Phase 1 resets: $15.20 (5K) / $34.40 (10K) / $68.80 (25K) / $91.20 (50K) / $258.30 (100K) / $485.10 (200K). Funded resets: $95 (5K) / $185 (10K) / $290 (25K) / $690 (50K) / $1,170 (100K) / $1,500 (200K) (source: https://help.toponetrader.com/en/articles/14053616-1-step-flash-resets-how-they-work) | Phase 1 resets: $15.20 (5K) / $34.40 (10K) / $68.80 (25K) / $91.20 (50K) / $258.30 (100K) / $485.10 (200K). Funded resets: $95 (5K) / $185 (10K) / $290 (25K) / $690 (50K) / $1,170 (100K) / $1,500 (200K) (source: https://help.toponetrader.com/en/articles/14053616-1-step-flash-resets-how-they-work) |
| Reset must be requested within 14 days | Resets must be requested within 14 days of the breach; funded accounts with an approved payout are ineligible | Resets must be requested within 14 days of the breach; funded accounts with an approved payout are ineligible |
| No individual stocks | Individual stocks cannot be traded | Individual stocks cannot be traded |
| EAs and copy trading during the challenge only | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage | EAs and manual copying between your own accounts are permitted during the challenge phases but banned once simulated funded; commercially available EAs are banned at every stage |
Instant Prime
| Payout Policy | Funded |
|---|---|
| Profit split | 80% → 100% (scales) |
| Max per request | None ✓ |
| Minimum withdrawal | $100 (5K) · $200 (10K) · $500 (25K) · $1,000 (50K) · $2,000 (100K) · $4,000 (200K) · measured gross |
| Cadence | every 14 days since last payout |
| First payout timing | 14 days after first trade |
| Consistency rule | largest winning + largest losing day ≤ 20% of total (Equity Stability Score) · violation → blocked until compliant |
| Drawdown floors | $250 (5K) · $500 (10K) · $1,250 (25K) · $2,500 (50K) · $5,000 (100K) · $10,000 (200K) |
| Daily loss limit | daily loss 2.5% of higher of balance or equity |
| Method | Crypto · crypto · 24-48 business hours · fee 2% |
| Purchase options | chosen at purchase · split: 80%/100% · cadence: rolling days, on demand · Base split 80% stepping to 100%, or an instant 100% add-on at checkout. Base fields reflect the most conservative combination. |
| Notes | The split starts at 80% and steps up 10 points per payout to 100%, or upgrades to 100% immediately via a checkout add-on. Accounts purchased before 25 Oct 2025 had no daily loss limit at all; the 2.5% hard limit applies from that date. A separate soft 'Daily Pause' stops trading for the rest of the day at 2.5% intraday drawdown without breaching. Weekend holding and news trading each require a paid add-on. Consistency is the firm's Equity Stability Score: (largest winning day + largest losing day as an absolute value) ÷ total profit × 100 must be 20% or lower, stored as {"rule":"ess","pct":20}. |
| Trading Rules | Funded |
|---|---|
| Max loss | 5% |
| Drawdown type | Trailing EOD |
| Daily loss limit | 2.5% |
| Consistency rule | To meet the E.S.S., the combined total of your most profitable trading day and your largest losing day must not exceed 20% of your total profits during the payout period. |
| Permissions | Funded |
|---|---|
| Overnight holding | Yes |
| News trading | Yes |
| EAs / Algos | No |
| Scalping | No |
| Weekend holding | No |
| Copy trading | No |
| Additional Rules | Funded |
|---|---|
| Max capital allocation | $600,000 |
| Weekend holding requires a paid add-on | Weekend holding is not allowed unless the add-on is purchased |
| News trading requires a paid add-on | News trading is only permitted if the add-on is purchased |
| Minimum hold time on profitable trades | 5 minutes |
Exotic & Special Rules
Payout
A funded FLASH account may not book more than 3% of its starting balance in profit in one day
Source ↗A trader may retain no more than $25,000 in net profits and total withdrawals in any 30-day period, across every account they own
Source ↗60% on the first payout, then 70%, 80% and 90% from the fourth onward
Source ↗80% on the first payout, 90% on the second, 100% from the third — or 100% immediately via a paid add-on
Source ↗Best day plus worst day combined must stay within 20% of total profits — a two-sided consistency test
Source ↗A breached Nova evaluation can be restarted for free, without limit
Source ↗Risk
Open positions are force-closed when floating drawdown crosses a set percentage, counted as a soft breach rather than a failure
Source ↗Requesting a payout locks the trailing drawdown at the starting balance, after which it no longer trails
Source ↗Positions on one symbol auto-close at 2% floating drawdown; all positions close at 2.5% combined
Source ↗Legacy accounts purchased before Oct 25, 2025 have no daily loss limit — a 2.5% daily drawdown only pauses trading until 5:00 PM EST. Accounts purchased on or after Oct 25, 2025 are under the 2.5% HARD daily-loss breach instead.
Source ↗Conduct
Both the challenge and the funded account run with unlimited time
Source ↗Platform
All external API usage is disabled firm-wide
Source ↗Frequently asked
What is Top One Trader's drawdown type?
Static
What is Top One Trader's daily loss limit?
4%
Does Top One Trader allow news trading?
Yes
Does Top One Trader allow weekend holding?
Yes
Does Top One Trader restrict traders from certain countries?
This firm names countries whose residents it will not onboard. In Top One Trader's own words: "At Top One Trader, we are committed to ensuring the safety and security of our customers. To maintain compliance with global regulations, we have implemented certain restrictions on providing services to specific countries, particularly those listed by the Office of Foreign Assets Control (OFAC). Individuals or entities with citizenship or residing in the following countries are prohibited from accessing Top One Trader services. Countries We Currently Do Not Provide Services To: Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Belarus, Cuba, Haiti, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morocco, Myanmar, North Korea, Pakistan, Russian Federation, Somalia, Sudan, Syria, Turkey, Ukraine, Vietnam Unfortunately, we are unable to process any orders or requests from individuals located in these countries. If you reside or are currently staying in one of the restricted countries, we regret that we cannot offer you any services or assistance at this time."
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Rules change; always confirm on Top One Trader’s official site before trading.