Top One Futures Payout Policy

Daily loss limit is a sim-funded rule only and is a fixed dollar amount set by size, not a flat percentage. After the first payout, at least 50% of any requested amount must come from profits generated during the current payout cycle. The trailing drawdown locks at starting balance + $100 once reached and stops trailing. Five successful payouts move the trader to a live account. The payout buffer is profit that must be left on top of the starting balance: the firm publishes the resulting minimum balance for each size, and only profits above the buffer are eligible for withdrawal.

The payout-requirements article enumerates every gate — 5 profitable days at the per-size dollar threshold, the 40% consistency check, the buffer, and the 50% new-profit rule — and states no waiting period between requests, so cadence is modelled as on_demand. Consistency is measured per payout cycle: (Largest Winning Day ÷ Total Profit) × 100 must be 40% or less. The $150K funded drawdown tightens to $3,500 from the $4,000 evaluation figure. Three successful payouts move the trader to a live account. Elite Access stacks a flat $500 of additional profit on top of the per-size buffer before a payout may be requested — 'Before requesting a payout, your account must first build the required buffer, plus an additional $500 in profit.' Total profit needed is therefore the size's buffer plus $500, i.e. the minimum balances above.

Max-per-request figures are the current '2.0' caps that apply to accounts purchased from 27 July 2026 onward; accounts bought before that date carry older, higher caps. Payout gates are profit-based, not day-based: 6% of the initial balance for the first payout, then 5% and 4% of the new balance. The trailing drawdown locks at starting balance + $100 once profits reach the drawdown amount plus $100. Minimum withdrawal is set to $250 to match IGNITE, the firm’s other instant-funded product; the INSTANT collection itself never states one. There is no waiting period between requests — eligibility is purely the profit gate — hence cadence on_demand.

A 5% profit target must be met for each payout and resets after every payout cycle. The 15% consistency rule never breaches the account — it only blocks the payout request until the score is cured, which the firm expresses as: New Target Profit = (Best Day's Profit ÷ 0.15). Hitting the daily loss limit pauses trading until 6:00 pm ET. There is no waiting period between payout requests — the only gate is the 5% profit target per cycle — hence cadence on_demand.