FTMO Payout Policy
Profit split, request caps, minimum withdrawal, and payout cadence, straight from FTMO’s own published policy.
FTMO Challenge: 1-Step
Earnings
Profit split90% flat
Minimum withdrawal$20 minimum per request
When you can request
Cadenceevery 14 days since last payout
First payout timingfirst payout 14 days after first trade
Gates
Consistency rulebest day ≤ 50% of total
Trading days minimum0 trading days minimum
Drawdown floors$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
Daily loss limitdaily loss 3% of equity
Notes
NotesEOD trailing drawdown: floor = max(initial capital - 10%, highest EOD balance - 10%); moves up as EOD balance grows, never down. First payout eligible on the 14th day after the first trade; bi-weekly cycle thereafter (~8h average processing). 1-Step fee is NOT refunded. Standard funded rules: must close overnight and weekend positions; news restricted 2 min before/after major releases. Best Day Rule is a soft payout eligibility gate (best day must not exceed 50% of the sum of profitable days; must continue trading until met). Payout method limits: Visa Direct/Mastercard Send up to $20,000; Skrill up to $3,000; bank wire min $20; crypto min $50.
FTMO Challenge: 2-Step
Earnings
Profit split80% → 90% (scales)
Minimum withdrawal$20 minimum per request
When you can request
Cadenceevery 14 days since last payout
First payout timingfirst payout 14 days after first trade
Gates
Trading days minimum0 trading days minimum
Drawdown floors$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
Daily loss limitdaily loss 5% of equity
Notes
NotesStatic drawdown: floor fixed at initial capital - 10%; does not trail. Split starts at 80%; upgrades to 90% after Scaling Plan criteria (4-month cycle, >=10% net profit, >=2 payouts, positive balance) or via Premium Programme Prime status. Scaling also increases account size by 25% each qualifying cycle up to $2,000,000. First payout eligible on the 14th day after the first trade; bi-weekly cycle (~8h average processing). 2-Step fee fully refunded with first reward withdrawal. Standard funded rules: overnight and weekend position closure required; news restricted 2 min before/after major releases. The optional Swing account type removes the news/overnight/weekend restrictions. Reward rollover option: trader may roll reward into balance (min EUR 20 / $20 equivalent). Payout method limits: Visa Direct/Mastercard Send up to $20,000; Skrill up to $3,000; bank wire min $20; crypto min $50.
Frequently asked
What is FTMO's profit split?
90% flat
How often can I request a payout from FTMO?
every 14 days since last payout
What is FTMO's minimum withdrawal amount?
$20 minimum per request
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Payout terms change often — always confirm the latest policy directly with FTMO before requesting a withdrawal.