FTMO Payout Policy
Profit split, request caps, minimum withdrawal, and payout cadence, straight from FTMO’s own published policy.
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FTMO's FTMO Challenge: 1-Step pays a 90% flat profit split, with a minimum withdrawal of $20 per request. Payout timing: every 14 days since last payout. The first payout comes 14 days after first trade. A consistency rule applies: best day ≤ 50% of total. There is no fee refund.
Account size
- Profit split
- 90% flat
- Min withdrawal
- $20 per request
- measured gross
- Cadence
- Every 14 days since last payout
- First payout
- 14 days after first trade
- Consistency gate
- Best day ≤ 50% of total
- not a breach - payout waits until within the limit
- Fee refund
- No fee refund
Headline payout terms for FTMO Challenge: 1-Step, 10K account.Headline payout terms for FTMO Challenge: 1-Step, 25K account.Headline payout terms for FTMO Challenge: 1-Step, 50K account.Headline payout terms for FTMO Challenge: 1-Step, 100K account.Headline payout terms for FTMO Challenge: 1-Step, 200K account. Last updated 6 Nov 2026.
Programs at a glance
Select a program to see its stages and rules below.
FTMO Challenge: 1-Step
Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.
Asking
When you get paid
- Cadenceevery 14 days since last payout
- First payout timing14 days after first trade
Before you ask
What you must meet
Consistency rule
50%
best day ≤ 50% of totalnot a breach - payout waits until within the limit
- Trading days minimumNo minimum
Also stated on the Rules page:
- Max drawdown $1,000$2,500$5,000$10,000$20,000
- Daily loss limit daily loss 3% of equity
Payment
How you're paid
- MethodsWire1-2 business days after the invoice is approved · fee $0
- MethodsVisa Direct · Mastercard Sendinstant transfer; 1-2 business days after the invoice is approved · fee $0
- MethodsSkrill · Crypto1-2 business days after the invoice is approved · fee $0
- Fee refundno fee refund
Earnings
What you keep
Profit split
90% flat
You keep 90% of profits.
- Max per requestnone - confirmed absent ✓
- Minimum withdrawal$20 per requestmeasured gross
- Notes
Reward split: "FTMO Account initiated from the 1-Step FTMO Challenge and FTMO Instant Account: You receive a…
Read the firm’s wording
Reward split: "FTMO Account initiated from the 1-Step FTMO Challenge and FTMO Instant Account: You receive a Reward according to 90% of the simulated profit." First Reward: "on the 14th or any following day after the first trade is placed on the specific account"; each Reward withdrawal provides a new FTMO Account, so the 14-day clock restarts from that account's first trade (rolling 14 days). FTMO reviews within 1-2 business days and sends within 1-2 business days after invoice approval; no withdrawal commissions. Minimums: $20 wire / Visa Direct / Mastercard Send, $50 crypto. Caps per method: Visa Direct / Mastercard Send $20,000, Skrill $3,000. No per-payout cap stated. Consistency rule (orders from 12 Oct 2026): best day not more than 50% of total profit; earlier orders keep the Best Day Rule (50% of Positive Days' Profit); exceeding it is not a breach, keep trading until met. EOD trailing max loss: floor = (highest 00:00 CE(S)T balance or initial capital) minus 10% of initial capital; "when a Reward is withdrawn and a new FTMO Account is provided, the Maximum Loss Limit fully resets, returning the first-day limit to 90% of the Initial Simulated Capital." 1-Step fee is not refundable. Reward may be taken as FTMO Points (1 point = EUR 1, not cashable).
Figures for every account size
Each account size’s figures, in full.
- Trading days minimum
- 0 days
- Max drawdown
- $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
FTMO Challenge: 2-Step
Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.
Asking
When you get paid
- Cadenceevery 14 days since last payout
- First payout timing14 days after first trade
Before you ask
What you must meet
- Trading days minimumNo minimum
Also stated on the Rules page:
- Max drawdown $1,000$2,500$5,000$10,000$20,000
- Daily loss limit daily loss 5% of equity
Payment
How you're paid
- MethodsWire1-2 business days after the invoice is approved · fee $0
- MethodsVisa Direct · Mastercard Sendinstant transfer; 1-2 business days after the invoice is approved · fee $0
- MethodsSkrill · Crypto1-2 business days after the invoice is approved · fee $0
- Fee refundfee refunded with first payout100% refunded
Earnings
What you keep
Profit split
80% → 90% (scales)
- Max per requestnone - confirmed absent ✓
- Minimum withdrawal$20 per requestmeasured gross
- Notes
Reward split: "By default, you receive a Reward according to 80% of the simulated profit. If the Scaling Plan…
Read the firm’s wording
Reward split: "By default, you receive a Reward according to 80% of the simulated profit. If the Scaling Plan or Premium Programme conditions are met, the Reward Ratio is increased to 90%." Static max loss floor fixed at initial capital minus 10%; unchanged by payouts. First Reward on the 14th or any following day after the first trade on the account; each withdrawal provides a new FTMO Account (rolling 14 days). Review 1-2 business days, sent 1-2 business days after invoice approval, no commissions. Minimums $20 wire / Visa Direct / Mastercard Send, $50 crypto; caps Visa Direct / Mastercard Send $20,000, Skrill $3,000; no per-payout cap stated. Fee: "For the 2-Step FTMO Challenge, we will refund you the initial purchase fee once you request your first Reward withdrawal, using the same payment method you used." Reward rollover to the next FTMO Account (min EUR 20 / $20 / GBP 20 equivalent) is withdrawn later at a 100% ratio. Scaling Plan: 25% size increase every 4 months (10% net profit and 2 processed Rewards in the window, positive balance) up to $2,000,000 across all FTMO Accounts. Reward may be taken as FTMO Points (1 point = EUR 1, not cashable).
Figures for every account size
Each account size’s figures, in full.
- Trading days minimum
- 0 days
- Max drawdown
- $1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
Frequently asked
What is FTMO's profit split?
It depends on the program: 90% flat (FTMO Challenge: 1-Step) and 80% → 90% (scales) (FTMO Challenge: 2-Step).
How often can I request a payout from FTMO?
Every 14 days since last payout.
What is FTMO's minimum withdrawal amount?
$20 per request.
Does FTMO have a consistency rule for payouts?
Yes, and it depends on the program: best day ≤ 50% of total (FTMO Challenge: 1-Step).
How many trading days does FTMO require before a payout?
No minimum.
A dash (—) means Proplysis does not hold verified data for that field - not that the rule is absent. Payout terms change often - always confirm the latest policy directly with FTMO before requesting a withdrawal.