Skip to main content

FTMO Payout Policy

Profit split, request caps, minimum withdrawal, and payout cadence, straight from FTMO’s own published policy.

Proplysis is an independent comparison platform and may earn a commission from links on this page. Prop-firm rules and pricing change often - always confirm the latest terms directly with the firm before purchasing.

FTMO's FTMO Challenge: 1-Step pays a 90% flat profit split, with a minimum withdrawal of $20 per request. Payout timing: every 14 days since last payout. The first payout comes 14 days after first trade. A consistency rule applies: best day ≤ 50% of total. There is no fee refund.

Account size

Profit split
90% flat
Min withdrawal
$20 per request
measured gross
Cadence
Every 14 days since last payout
First payout
14 days after first trade
Consistency gate
Best day ≤ 50% of total
not a breach - payout waits until within the limit
Fee refund
No fee refund

Headline payout terms for FTMO Challenge: 1-Step, 10K account.Headline payout terms for FTMO Challenge: 1-Step, 25K account.Headline payout terms for FTMO Challenge: 1-Step, 50K account.Headline payout terms for FTMO Challenge: 1-Step, 100K account.Headline payout terms for FTMO Challenge: 1-Step, 200K account. Last updated 6 Nov 2026.

Programs at a glance

Select a program to see its stages and rules below.

FTMO Challenge: 1-Step

Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.

  1. Asking

    When you get paid

    • Cadenceevery 14 days since last payout
    • First payout timing14 days after first trade
  2. Before you ask

    What you must meet

    Consistency rule

    50%

    best day ≤ 50% of totalnot a breach - payout waits until within the limit

    • Trading days minimumNo minimum

    Also stated on the Rules page:

    • Max drawdown $1,000$2,500$5,000$10,000$20,000
    • Daily loss limit daily loss 3% of equity
  3. Payment

    How you're paid

    • MethodsWire1-2 business days after the invoice is approved · fee $0
    • MethodsVisa Direct · Mastercard Sendinstant transfer; 1-2 business days after the invoice is approved · fee $0
    • MethodsSkrill · Crypto1-2 business days after the invoice is approved · fee $0
    • Fee refundno fee refund
  4. Earnings

    What you keep

    Profit split

    90% flat

    You keep 90% of profits.

    • Max per requestnone - confirmed absent ✓
    • Minimum withdrawal$20 per requestmeasured gross
  • Notes

    Reward split: "FTMO Account initiated from the 1-Step FTMO Challenge and FTMO Instant Account: You receive a…

    Read the firm’s wording

    Reward split: "FTMO Account initiated from the 1-Step FTMO Challenge and FTMO Instant Account: You receive a Reward according to 90% of the simulated profit." First Reward: "on the 14th or any following day after the first trade is placed on the specific account"; each Reward withdrawal provides a new FTMO Account, so the 14-day clock restarts from that account's first trade (rolling 14 days). FTMO reviews within 1-2 business days and sends within 1-2 business days after invoice approval; no withdrawal commissions. Minimums: $20 wire / Visa Direct / Mastercard Send, $50 crypto. Caps per method: Visa Direct / Mastercard Send $20,000, Skrill $3,000. No per-payout cap stated. Consistency rule (orders from 12 Oct 2026): best day not more than 50% of total profit; earlier orders keep the Best Day Rule (50% of Positive Days' Profit); exceeding it is not a breach, keep trading until met. EOD trailing max loss: floor = (highest 00:00 CE(S)T balance or initial capital) minus 10% of initial capital; "when a Reward is withdrawn and a new FTMO Account is provided, the Maximum Loss Limit fully resets, returning the first-day limit to 90% of the Initial Simulated Capital." 1-Step fee is not refundable. Reward may be taken as FTMO Points (1 point = EUR 1, not cashable).

No maximum per-request cap ✓· ftmo.com

Figures for every account size

Each account size’s figures, in full.

Trading days minimum
0 days
Max drawdown
$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)

FTMO Challenge: 2-Step

Showing the 10K account.Showing the 25K account.Showing the 50K account.Showing the 100K account.Showing the 200K account.

  1. Asking

    When you get paid

    • Cadenceevery 14 days since last payout
    • First payout timing14 days after first trade
  2. Before you ask

    What you must meet

    • Trading days minimumNo minimum

    Also stated on the Rules page:

    • Max drawdown $1,000$2,500$5,000$10,000$20,000
    • Daily loss limit daily loss 5% of equity
  3. Payment

    How you're paid

    • MethodsWire1-2 business days after the invoice is approved · fee $0
    • MethodsVisa Direct · Mastercard Sendinstant transfer; 1-2 business days after the invoice is approved · fee $0
    • MethodsSkrill · Crypto1-2 business days after the invoice is approved · fee $0
    • Fee refundfee refunded with first payout100% refunded
  4. Earnings

    What you keep

    Profit split

    80% → 90% (scales)

    • Max per requestnone - confirmed absent ✓
    • Minimum withdrawal$20 per requestmeasured gross
  • Notes

    Reward split: "By default, you receive a Reward according to 80% of the simulated profit. If the Scaling Plan…

    Read the firm’s wording

    Reward split: "By default, you receive a Reward according to 80% of the simulated profit. If the Scaling Plan or Premium Programme conditions are met, the Reward Ratio is increased to 90%." Static max loss floor fixed at initial capital minus 10%; unchanged by payouts. First Reward on the 14th or any following day after the first trade on the account; each withdrawal provides a new FTMO Account (rolling 14 days). Review 1-2 business days, sent 1-2 business days after invoice approval, no commissions. Minimums $20 wire / Visa Direct / Mastercard Send, $50 crypto; caps Visa Direct / Mastercard Send $20,000, Skrill $3,000; no per-payout cap stated. Fee: "For the 2-Step FTMO Challenge, we will refund you the initial purchase fee once you request your first Reward withdrawal, using the same payment method you used." Reward rollover to the next FTMO Account (min EUR 20 / $20 / GBP 20 equivalent) is withdrawn later at a 100% ratio. Scaling Plan: 25% size increase every 4 months (10% net profit and 2 processed Rewards in the window, positive balance) up to $2,000,000 across all FTMO Accounts. Reward may be taken as FTMO Points (1 point = EUR 1, not cashable).

No consistency rule ✓· ftmo.comNo maximum per-request cap ✓· ftmo.com

Figures for every account size

Each account size’s figures, in full.

Trading days minimum
0 days
Max drawdown
$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)

Frequently asked

What is FTMO's profit split?

It depends on the program: 90% flat (FTMO Challenge: 1-Step) and 80% → 90% (scales) (FTMO Challenge: 2-Step).

How often can I request a payout from FTMO?

Every 14 days since last payout.

What is FTMO's minimum withdrawal amount?

$20 per request.

Does FTMO have a consistency rule for payouts?

Yes, and it depends on the program: best day ≤ 50% of total (FTMO Challenge: 1-Step).

How many trading days does FTMO require before a payout?

No minimum.

A dash (—) means Proplysis does not hold verified data for that field - not that the rule is absent. Payout terms change often - always confirm the latest policy directly with FTMO before requesting a withdrawal.