FTMO Payout Policy
Profit split, request caps, minimum withdrawal, and payout cadence, straight from FTMO’s own published policy.
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FTMO Challenge: 1-Step
Earnings
Profit split90% flat
Minimum withdrawal$20 per request
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Consistency rulebest day ≤ 50% of total
Trading days minimum0 days
Drawdown floors$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
Daily loss limitdaily loss 3% of equity
Notes
NotesEOD trailing drawdown: floor = max(initial capital - 10%, highest EOD balance - 10%); moves up as EOD balance grows, never down. First payout eligible on the 14th day after the first trade; bi-weekly cycle thereafter (~8h average processing). 1-Step fee is NOT refunded. Standard funded rules: must close overnight and weekend positions; news restricted 2 min before/after major releases. Best Day Rule is a soft payout eligibility gate (best day must not exceed 50% of the sum of profitable days; must continue trading until met). Payout method limits: Visa Direct/Mastercard Send up to $20,000; Skrill up to $3,000; bank wire min $20; crypto min $50.
FTMO Challenge: 2-Step
Earnings
Profit split80% → 90% (scales)
Minimum withdrawal$20 per request
When you can request
Cadenceevery 14 days since last payout
First payout timing14 days after first trade
Gates
Trading days minimum0 days
Drawdown floors$1,000 (10K) · $2,500 (25K) · $5,000 (50K) · $10,000 (100K) · $20,000 (200K)
Daily loss limitdaily loss 5% of equity
Notes
NotesStatic drawdown: floor fixed at initial capital - 10%; does not trail. Split starts at 80%; upgrades to 90% after Scaling Plan criteria (4-month cycle, >=10% net profit, >=2 payouts, positive balance) or via Premium Programme Prime status. Scaling also increases account size by 25% each qualifying cycle up to $2,000,000. First payout eligible on the 14th day after the first trade; bi-weekly cycle (~8h average processing). 2-Step fee fully refunded with first reward withdrawal. Standard funded rules: overnight and weekend position closure required; news restricted 2 min before/after major releases. The optional Swing account type removes the news/overnight/weekend restrictions. Reward rollover option: trader may roll reward into balance (min EUR 20 / $20 equivalent). Payout method limits: Visa Direct/Mastercard Send up to $20,000; Skrill up to $3,000; bank wire min $20; crypto min $50.
Frequently asked
What is FTMO's profit split?
90% flat
How often can I request a payout from FTMO?
every 14 days since last payout
What is FTMO's minimum withdrawal amount?
$20 per request
A dash (—) means Proplysis does not hold verified data for that field — not that the rule is absent. Payout terms change often — always confirm the latest policy directly with FTMO before requesting a withdrawal.